Here is an in-depth interpretation of the real estate market. Yes, you heard it right, we are going to talk about the topic of "if you don't buy a house this year and next year, will you 'regret' it in 5 years". And Cao Dewang and Ren Zhengfei, two business tycoons, have the same view on this. Without further ado, let's get straight to the point.
1. Will you buy a house this year or next?
First, let's take a look at the real estate market at the moment. According to statistics, the sales area of commercial housing in the country fell by 233%, sales down 266%, which shows that the real estate market is in a downturn. **In order to revitalize the property market, a series of policies have been introduced, including the cancellation of purchase restrictions, the reduction of the down payment ratio, and the reduction of mortgage interest rates. However, these favorable policies do not seem to have led to a significant recovery in the market.
In this case, many people are beginning to hesitate to buy a house this year or next. On the one hand, the relaxation of the policy has lowered the threshold for buying a house, the amount of the housing provident fund has been raised, and the minimum loan interest rate has been reduced to about 3%, which is a great benefit for people who have the need to buy a house. On the other hand, people are still waiting and seeing, fearing that house prices will be ** again, for fear that the current house prices are not low.
Second, if you don't buy a house this year and next year, will you regret it in five years?
This is a question fraught with uncertainty. To answer this question, we need to look at the current market from the perspective of the future. First of all, we need to see some phenomena in the current housing market.
1.* Concentrated in the hands of speculators:
The development of the real estate market over the past few decades has indeed brought wealth appreciation to some people. However, not as many people have actually achieved financial freedom through housing prices** as we think. Real estate investment has a high barrier to entry and requires a large down payment or a full purchase of a house, which is a huge challenge for the vast majority of people. The current market performance is that a large number of ** are concentrated in the hands of speculators, many properties are vacant, and it is expected that more second-hand houses will be sold in the future.
2.Low willingness to marry:
With the change of society, the willingness of young people to marry has decreased significantly. High housing prices and high living pressures have made young people more inclined to postpone marriage, thus reducing the rigid need to buy a house. This also means that the demand for housing may decrease in the future, which has formed a certain constraint on the ** of housing prices.
3.Increasing ageing:
China is gradually moving towards an aging society, which means that the elderly population is increasing, and the elderly are more inclined to spend their savings on retirement rather than buying a house. This will lead to a decrease in the number of people buying homes and a decrease in the demand for home purchases.
4.Affordable Housing Policy:
* It has been promoting the construction of affordable housing, and has built more than 80 million units. In the future, the increase in the number of affordable housing may lead to a decline in people's demand for commercial housing, which will affect housing prices.
3. Cao Dewang and Ren Zhengfei have the same views.
Cao Dewang and Ren Zhengfei, as leaders in the business world, have a lot of weight in their views on the real estate market. Both bigwigs agree that the current real estate market may still go through a period of downturn. Cao Dewang said that the real estate market may still shrink, and it is not suitable for investment now;Ren Zhengfei also believes that house prices may continue to **, and suggests that if you have a property in hand, you can choose to sell instead of buying again.
In general, whether to buy a house this year and next, and whether to "regret it" in five years depends on the individual's situation and judgment of the market. The market is complex and volatile, and we can't accurately ** the future development trend. However, the views of Cao Dewang and Ren Zhengfei remind us to be cautious, look at the real estate market rationally, and not blindly follow the trend. If buying a home is based on rigid needs and long-term planning, then it may be wiser to buy a house rationally at the right time. In this process, we also need to keep abreast of policy changes, understand market dynamics, and make more informed decisions.
In today's fast-changing society, buying a home is not only an investment decision, but also a plan for the future. Therefore, whether it is Cao Dewang, Ren Zhengfei or every ordinary person, we need to be cautious, not to be swayed by market fluctuations, and make choices that meet our actual situation. May we find a haven of tranquility in the chaotic world and create a better future together.