There are more than ten days left in 2023, and this year's pension in my country has achieved 19 consecutive increases, which is a great achievement that has attracted worldwide attention!In the past 19 years, the pension level of retirees in China has made great progress, and in 2024, retirees are looking forward to 20 consecutive increases in pensions!
In the next month, the people's congresses of the provinces will be held one after another, according to this year's situation, if the pension continues, the pension may be mentioned in the work report of some provinces. And in March next year, with the convening of the National Two Sessions, I believe that the country will also clarify the relevant information.
In 2024, if the pension can continue to be adjusted, it will naturally be a good thing for everyone!However, in the pension adjustment, many retirees have put forward some of their own opinions, some people proposed that 3,000 yuan or less rose by 8%, 6,000 yuan to **3%, is this approach feasible?
Naturally, it is not without basis for retirees to put forward such ideas. At present, China's pension is high and low, the retirees with high pensions are more than 10,000 yuan a month, and the retirees with low pensions are more than 1,000 yuan a month, and the gap between the two is still very large. In the pension adjustment, if the same proportion is adjusted, the high pension group will increase the pension more, and the low pension group will rise less, and the gap between the two will become bigger and bigger。Therefore, some retirees with low pensions hope to increase their own adjustment ratio and reduce the adjustment ratio of high pension groups, but this practice will also bring many problems.
1. Below 3,000 yuan, 8%, 6,000 yuan at **3%, can not guarantee fairness
Below 3,000 yuan is a relatively low pension level in China, but below 3,000 yuan is also divided into multiple grades, 2,999 yuan is also below 3,000 yuan, and 1,000 yuan is also below 3,000 yuan, and there is still a gap between them. And the same is true for more than 6,000 yuan, 6,001 yuan is more than 6,000 yuan, and 10,000 yuan is also more than 6,000 yuan, and the same **3% is not fair to them. Especially in some economically developed areas, the pension of 6,000 yuan is not very high, and limiting their adjustment level will have a great impact on the lives of these people.
Second, it will increase the pressure on social security
In recent years, with the growth of the pension level of retirees in China, the country's adjustment level for pensions has been declining, and the adjustment level in 2023 is only 38%, and in 2024 the possibility of a continued decline in the level of pension adjustment is not ruled out. If the pension is less than 3,000 yuan for retirees**8%, then this adjustment level will be significantly higher than the expected adjustment level, which will significantly increase the pressure on social security. In the current situation of increasing population ageing, this adjustment method is not very appropriate.
Third, the social security system may collapse
One of the most basic principles of endowment insurance is "pay more, pay more, pay more for a long time", which is also to encourage everyone to pay as much as possible within the scope of the policy, and the more pension you will get after retirement. But if it passes3,000 yuan below 8%, 6,000 yuan to **3%" this policy to limit the pension adjustment level of retirees, then it will affect the enthusiasm of high payment groups, for the entire social security system will have a very big impact, and even lead to collapse.
To sum up, in 2023, China's pension will achieve 19 consecutive increases, and there will be news about the 20 consecutive increases in pensions after the provincial people's congresses are held. Some retirees proposed that the pension of 3,000 yuan or less will rise by 8%, and 6,000 yuan will be 3%, the original intention of this idea is good, but it will cause another kind of unfairness, and at the same time will cause certain pressure on social security, and even eventually lead to the collapse of the social security system!