If the bank card is frozen, the method of unfreezing depends on the specific reason for freezing and the agreement in the guarantee contract. Here are some possible thawing steps:
1.Understand the reason for the hold: First, you need to understand the specific reason why your card is frozen. This may be due to the debtor's failure to repay the loan on time, or other defaults related to the guarantee. Knowing the cause can help determine the route and timing of thawing.
2.Negotiate with creditors: As a guarantor, you need to negotiate with creditors to understand their requirements and conditions. If an agreement can be reached and the demands of creditors are met, it is possible to lift the freeze.
3.Performance of guarantee obligations: If the creditor requires the guarantor to perform the guarantee liability, then it needs to perform in accordance with the contract. This may include repaying the debtor's debts, or providing other forms of security. After fulfilling the guarantee liability, it may apply to the court to lift the freeze.
4.Seek legal assistance: If you are unable to reach an agreement with a creditor, or if you are unable to meet your security obligations, you may be able to seek legal assistance. You can consult with a lawyer to find out your rights and obligations, as well as possible ways to unfreeze.
5.Filing a lawsuit: A lawsuit can be filed if the creditor's actions are deemed illegal or unjust. In the course of the litigation, it is necessary to provide evidence to prove one's rights and obligations, as well as to request the court to lift the freeze.
It should be noted that different guarantee contracts and specific circumstances may have different ways and times to unfreeze. Therefore, it is best to consult a professional lawyer before thawing to ensure that your rights and interests are protected.