In order to protect the interests of a small number of interest groups, some people have tried to bail out the market through policy means, including the establishment of a housing financial institution to ** unsellable commercial housing. However, this program does not really protect low- and middle-income people, and instead uses all taxpayers' money. At the same time, there are also problems with the transfer of assets by central enterprises and state-owned enterprises to social security pensions, if these assets are consumed in the early stage, it will be difficult to enrich the pension in the future.
With the acceleration of China's aging and negative population growth, young people may face the risk of not being able to make ends meet when receiving pensions.
Recently, some economic interest groups have tried to bring ** under their umbrella and save the market through a series of measures. Among them, a financial expert proposed a plan to establish a housing policy financial institution to solve the inventory problem by putting unsellable commercial housing in the form of affordable housing.
However, we must carefully assess the feasibility and fairness of this option.
First of all, it's worth noting that this program doesn't really protect low- and middle-income people. The practice of converting unsellable commercial housing into affordable housing is a "worse situation" for those who really need affordable housing. Due to the imbalance between supply and demand and the impact of high housing prices, it is difficult for low- and middle-income people to afford the pressure of existing housing prices, and if the unsellable commercial housing is also included in the system, it will inevitably bring a greater financial burden to them.
Therefore, this program does not really solve the housing problem of low- and middle-income people, but instead uses all taxpayers' money to protect the interests of interest groups.
In addition, there is another issue that needs our attention, that is, the transfer of assets by central enterprises and state-owned enterprises to social security ** to enrich pensions. Although this approach can alleviate the problem of pension shortages to a certain extent, we cannot ignore the risks.
If these assets are depleted at an early stage, they will not be able to implement it in the future when it is necessary to replenish pensions. As China enters an aging society faster than expected, coupled with negative population growth and declining fertility rates, young people may face the risk of making ends meet when receiving pensions. Therefore, we need to carefully evaluate this option and avoid passing on the problems of the present to the younger generations of the future.
Summary: To sum up, in order to protect the interests of a small number of interest groups, some people try to save the market through policy means.
However, the plan they are proposing does not really protect low- and middle-income people, but uses all taxpayers' money. At the same time, there are also risks in the practice of central and state-owned enterprises transferring assets to social security ** to enrich pensions, which may bring difficulties to young people to receive pensions. In the context of China's aging trend and negative population growth, we need to carefully evaluate various policy options to ensure fairness and feasibility.