Can I retire if I have reached retirement age and have not yet reached social security?
Social security is a kind of social insurance, whether a person is an employee of an enterprise or an institution or a flexible employment person, while working hard, he is more concerned about his own participation in social security, because social security is related to the quality of life in retirement in later life, social security is shared by employees and enterprises and institutions, and flexible employment personnel need to pay separately, due to the different insurance time, it will lead to reaching the statutory retirement age!But if I haven't paid social security for 15 years, can I still apply for retirement?What to do with social security money?
A few days ago, I consulted the local social security staff, and the social security staff said that this problem is relatively common, and in general it is divided into two situations, one is to participate in the insurance before the implementation of the social security law, that is, before July 1, 2011;There is also a situation of insurance after the implementation of the Social Security Law, these two treatment methods are slightly different, and the results of the reform treatment are also different, as follows:
In the first case, if you have reached the statutory retirement age but have not paid 15 years of social insurance, you can extend your contribution for 5 years, and if you have not paid for 15 years, you can pay 15 years of social insurance in a lump sum, so that you can receive normal retirement benefits;In the second case, if you reach the statutory retirement age, but the social security has not been paid for 15 years, you can make up for 15 years and receive the basic pension on a monthly basis. If they are social security employees, they can be transferred to the urban and rural residents' pension insurance and receive the urban and rural residents' pension insurance benefits according to the regulations.
If the person reaches the statutory retirement age and encounters other resistance, but has not paid the social security premium for 15 years, and does not want to continue to make up the payment, or does not want to transfer to the urban and rural residents' pension insurance, how to deal with the money within the social security?In this case, the person concerned can withdraw the money. The measures stipulate that those who have reached the statutory retirement age but have not paid social security premiums for 15 years, if it turns out that they have not been transferred to the pension insurance for urban and rural residents, they can apply in writing to terminate the pension insurance relationship of employees, and then withdraw the money in their personal accounts in a lump sum.
Some people may ask: What can be done in **?As long as it is in the place with the most insured people, the social security agency can be, so it is very simple, in addition, it is not to reach the statutory retirement age, but have paid 15 years of social security, and the follow-up can not be paid, and when the statutory retirement age is reached, you can enjoy retirement treatment, but only the most basic pension insurance, so it is recommended to continue to pay in full to the statutory retirement age, so that the last few years of life can be very happy.
To sum up, social security is related to the vital interests of individuals, the policy of the year stipulates that when you reach the statutory retirement age, but you have not paid 15 years of social security, you need to deal with it accordingly in order to enjoy the benefits after retirement, otherwise you have paid social security, it is better to take out or transfer directly to the pension insurance of urban and rural residents, which is not unprofitable, how many years have you paid social security?How many years are left before the statutory retirement age?Welcome to leave a message to communicate.