What are the benefits of going to the U.S. to buy insurance for childbirth?
The United States has advanced medical care and high costs, and the pregnant mother who gives birth in the United States as a non-American cannot enjoy the medical insurance in the United States, which requires the pregnant mother to buy overseas insurance to use, so what are the benefits of buying insurance for giving birth in the United States?How do pregnant mothers choose insurance?Follow the family to have a look at Mabel.
1. The role of maternity insurance in the United States
1. Save costs.
Medical care in the U.S. is expensive, and insurance can cover some of it. If a pregnant woman has a premature birth, heavy bleeding or needs surgery, the medical cost in the United States is extremely expensive, and it costs 1,000 dollars to call an ambulance.
2. Add points for visa and entry strength.
The U.S. B1 B2 visa includes medical services, which is why we encourage pregnant mothers to apply for honest visas, the United States does not refuse Chinese to give birth to children in the United States, but it is very concerned that Chinese people occupy the social welfare resources of the United States.
Purchasing a commercial maternity insurance shows that the pregnant mother is fully prepared and will not occupy the social welfare resources of the United States, which can improve the trust of the visa officer in the pregnant mother to give birth in the United States, thereby increasing the approval rate of the visa.
The same applies to U.S. Customs at the time of entry.
2. Overseas insurance
Founded in 2001, msh China has more than 800 corporate customers, including many Fortune 500 companies.
MSH International is one of the world's largest providers of expatriate insurance services and one of the world's largest third-party managers of international health insurance, with the Rothschild family in France and the United Kingdom as its majority shareholder.
Third, the advantages of Wan Xinhe
1. The amount of protection is high.
100% of the maternity compensation for women (prenatal check-up and childbirth expenses are not covered).
The full amount of the newborn benefit is RMB 800,000.
The full amount of pregnancy complications is RMB 1,000,000.
The total amount of coverage is RMB 1,000,000.
2. There are many types of diseases covered.
MSH covers a total of 26 complications before, during and after childbirth.
3. Wide coverage area.
MSH China's pregnancy insurance is a global medical insurance, in any country or region in the world, except for some expensive hospitals are not covered, the vast majority of hospitals are available, including the United States Fountain Valley Hospital, Presbyterian Hospital, Hoag Hospital.
4. The newborn care guarantee time is long.
Professional care and ** expenses incurred within 30 days of birth (excluding check-ups, immunizations and preventive insurance) can be covered, regardless of severe or mild illness. (100% compensation for the first 15 days, 80% compensation for the next 15 days, up to 800,000 RMB).
4. Pay attention to purchasing insurance for childbirth in the United States
Remember that MED i-Cal and AIM cannot be used!Maternity insurance in the United States is the same as in China, divided into two categories of commercial insurance purchased by themselves and social welfare provided by **, commercial insurance can buy as much as you like, but social welfare must not touch, that is not for Chinese, many black intermediaries or ** low confinement centers who go to the United States to give birth are using these items, and apply for insurance without the mother's knowledge or understanding of the facts, so that the mother has a bad record in the United States and causes serious consequences.