Some netizens left a message to consult:If you want to buy a second-hand house in the near future, and buy a house for the first time, you don't know what are the procedures when the property is transferred?In addition to the money to buy a house, what fees do I need to pay?The class has started in one second, and I will tell you about it today".What are the procedures and fees for the transfer of real estate?If you have the same similar problem, you can leave a message or private message.
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Analysis of the situation for netizens:
After looking at the house, we must first determine the nature of the property rights of the house, whether it is a commercial house, an affordable house or an apartment house;
When signing the purchase contract, you need to communicate in advance to determine the way to buy the house, whether it is a loan or a full purchase;At the same time, it is also necessary to agree on the proportion of the down payment and the final payment;
After signing the purchase contract, it is necessary to go through the online signing procedures to prevent the occurrence of "one house for more than one sale".
Handle fund supervision or custodyIn order to ensure the safety of the funds in the transaction, the down payment must be supervised and escrowed, go to the designated bank for processing, and do not listen to the intermediary staff, deposit it elsewhere, and be charged other additional fees.
If you are taking out a loan to buy a house, you need to go through the loan proceduresThere are three aspects of risk about the loan, the first is the credit report, the second is the loan amount, and the last is the loan approval period. DefinitelyFindProfessional agency personnel should consult and verify clearly in advance to prevent failure to take out loans normally, in full and on time, resulting in default.
Tax Transfer,Housing sales transactions need to pay taxes and fees, including: deed tax, individual income tax, value-added tax, stamp duty, etc., and the specific amount to be paid must be calculated clearlyand clearly written in the purchase contract;
When going through the transfer procedures, the buyer and the seller need to bring the purchase contract, house ownership certificate, ID card, household registration book, marriage certificate and other relevant materials
Settlement of the propertyWhen the buyer and seller enter the ** house and deliver it, they need to check whether the water, electricity, gas, property fees and other expenses are settled, whether the household registration is occupied, and whether the school district house is occupied.
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If you have the same similar problem, you can leave a message or private message.
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