Hunan **Quan** reporter Zhou Wei correspondent Xiang is unharmed.
Hello, treasures!"Say the doctor" is here!
Do you think that Benjun will only talk about popular science?
Can't think of it, right?I can still talk about "policy".
In this issue, we will transfer "medical insurance" for you to see.
The overall quota of employee outpatient services will not be used up, and it will be cleared by the end of December".
We must hurry up and use it, otherwise we will waste the "......."
Anyway, recently, everyone should have seen this kind of medical insurance topic, listen to it, read it carefully-
Wrong !!
First of all, let's clarify the concept.
The annual reimbursement amount of medical insurance is the maximum payment limit that the medical expenses incurred by the insured can be reimbursed by the medical insurance in accordance with the provisions in a natural year.
In the new natural year, the annual reimbursement amount of the general outpatient clinic of the employee medical insurance is updated according to the new statistical data to ensure that the insured receives continuous and adequate amount protection.
In other words, after entering 2024, the annual reimbursement amount of the insured person's outpatient co-ordination will be updated according to the new statistical data in 2024 and calculated in the new natural year.
Therefore, let's not talk about layman's terms, in the overall policy of medical insurance outpatient services, there is no such thing as "zero", "waste" and "money refund if you can't use up".
The outpatient reimbursement limit is actually only the maximum payment standard that can be reimbursed for outpatient medical treatment by the insured person in the insurance year, but not everyone has to report the maximum limit.
For example, the maximum payment limit of basic medical care and serious illness insurance for insured employees is 650,000 yuan, but not every insured employee has to report 650,000 yuan for hospitalization every year, but when he is sick and hospitalized, the maximum reimbursement for basic medical insurance and serious illness insurance in a participating year is 650,000 yuan.
Besides, if each person is hospitalized and reported 650,000 yuan, it is naturally impossible and unnecessary.
Did you know?Employee medical insurance outpatient co-ordination is a good policy, but the insured should not hold the idea of "no need to use in vain", blindly use, the reimbursement must be in line with the outpatient co-ordination policy, and individuals need to pay a certain percentage
Specifically, the rules are optimistic
GF]2764[ GF]The use of outpatient co-ordination to see a doctor and purchase drugs requires a doctor's prescription to enjoy the outpatient co-ordination treatment;
gf]2764[gf]The purchased drugs must be included in the medical insurance catalogue before they can be reimbursed by medical insurance;
GF]2764 [GF] Designated medical institutions shall not reduce or exempt patients' own expenses when carrying out outpatient reimbursement;
GF]2764 [ GF] Designated medical institutions shall strictly verify the identity information of the insured.
gf]2764[ gf] Let's just say that the medical insurance policy is absolutely not allowed to have people.
Reimbursement in the absence of a diagnosed illness!
Friends!Insured!
Medical insurance** is the "medical money" and "life-saving money" used by all insured people!
Listen to Benjun's advice, don't use medical insurance in violation of regulations in order to "gather wool"!
Finally, I wish you all good health, but also take practical actions to jointly protect our common medical insurance**Oh!
The next issue will talk about [gf]2764[ gf][gf]2764[ gf][gf]2764[ gf] (this article **all** on the Internet, if there is any infringement, please contact to delete).
I spoil you so much, it's better to love Benjun a little more-