Will Li Ka-shing's prophecy come true?China 415% of urban households may face three major challenges!
Will house prices go up or down in the future?What is the current situation of China's property market?The rise and fall of housing prices affects the hearts of many people.
People who want to buy a house want the house price to continue**, and people who want to sell want to sell the house want the house price to continue**, but the actual situation is not transferred by people's will, but is affected by a series of factors.
According to the latest housing price data of China's top 100 cities, the number of cities with a decline in new houses has reached 45, while there are 91 cities with a decline in second-hand houses, accounting for 91% of the total, of which only 1 city remains stable, and only 8 cities have a slight decline in second-hand houses.
It can be seen that China's housing prices are on a downward trend overall, but the proportion of households with two or more properties exceeds 415%, and in actual use, you only need to live in one house, so where must the extra house go in the case of the downturn in the property market?
In this regard, Li Ka-shing once made a prediction, he said that the house will always be used to live, domestic housing prices have been high may not be realistic, the future property market is likely to face a major reshuffle, speculators should be cautious. As things stand, Li Ka-shing's prediction could come true, with 41 percent of China's urban households continuing to have two or more homes5%, otherwise there will be 3 major problems.
First of all, the difficulty of buying a house has increased, people who can afford a house actually have a long time to buy, and those who can't afford it still can't afford it under high housing prices, and at the same time, people's consumption consciousness has also changed, and many people are no longer willing to increase leverage to buy a house, so the difficulty of buying a house is much higher than before.
Secondly, the house is likely to become a depreciating asset, and the reason is also obvious, in the case of housing prices not rising, aside from the erosion caused by inflation, the most important thing is to continue to maintain the increase in costs, such as maintenance fees, property fees, winter heating costs, etc., which are eating away at the value of the house itself, so a house of 2 million can only be worth more than 1 million or even less after many years.
Third, it is more difficult to obtain wealth through houses: for example, some people want to earn a premium through houses, which is difficult to achieve in the case of housing prices not rising and the property market crisis;It is also unrealistic for some people to obtain wealth by renting, and with the decline in the birth rate and the change in economic patterns, it will be difficult to rent out a property.
Therefore, this 415% of urban families with two or more properties may face the above three difficulties in the future, which also shows that the big experts still have a certain practical significance for the future society