Yesterday I went to the bank to withdraw 50,000 cash, and the staff told me: "You need to make an appointment in advance to withdraw the amount above 50,000 yuan".
Hearing this regulation, I was stunned for a moment and asked the teller, "Is it okay to take 49,900 yuan?"
The teller was helpless: "That's fine".
Then he asked me, "What are you going to do with this money?"”
I started to get impatient and casually said, "Buy cattle".
Actually, the money was used to buy goods, but I don't think it's necessary to reveal the real reason. After all, my money, I have the right to spend it freely, isn't that the right as a citizen?
Hearing this answer, she didn't ask any more questions. But looking at her eyes, I knew she must be muttering in her heart: buy a fart cow?But she still used the money counter to confirm the money, counted 50,000 in cash, and then drew 100 and handed me 49,900.
On the way home, I kept thinking about it. Not long ago, I accompanied a friend to buy a car, and when I used my own card to save money, I found that her card was inexplicably limited, and she could only pay 2,000 yuan a day. The next day, I went to the bank counter to handle it, and the payment was successful. The process was very frustrating.
We know that telecom fraud and money laundering have been rampant in recent years, and banks have set various regulations to prevent risks, but as customers, we also need to be treated with the respect and freedom we deserve. After all, our own property should have the right to be at its disposal, which is one of the basic rights of citizens. Therefore, how to provide more convenient services on the premise of protecting customer security is an issue that banks need to think about and improve urgently. The limit of 2000 a day is really too little, and all kinds of restrictions should not be one-size-fits-all.
It is hoped that banks will be more open and inclusive in their approach to the needs and rights of their customers. Only in this way can we truly serve the people and promote social development.
To this end, I write a poem to express my inner feelings:
Bank regulations often linger, and withdrawal limits are blocked. Electricity fraud is raging like a flood, and property is threatened.
The original intention of safety is loyal, and the appointment is tedious and laborious. Identity verification, transaction checking, risk screening to distinguish authenticity.
Citizens' rights, financial autonomy, and free discretion are worried. Innovative technology to prevent fraud, intelligent prevention of cash flow.
Strengthen education and publicity, stimulate awareness and fight fraud. Work together to stay safe, and the road to avoid traps is not slanted.
Bank customers seek a balance, and wisdom paves the way. Create a shelter for tomorrow, and the financial security and people's happiness is boundless.
Friends, have you ever encountered something like this?
Protecting customer safety Telecom fraud Banking regulations Risk identification and prevention and control Customer education and publicity.