Recently, the annual report on wealth management in China's banking industry was released, which showed that the proportion of conservative investors increased last year, with an average yield of 294%。What should you think of this report?
First of all, the increase in the proportion of conservative investors can be understood as a change in investors' risk awareness and investment philosophy, which also means that investors pay more attention to the reliability and stability of investment returns, rather than just pursuing high returns.
Secondly, 2The average rate of return of 94% also reflects that the yield of bank wealth management products is affected by various factors such as macroeconomy and market environment, and the stable and reliable rate of return is also a reflection of the credibility of wealth management products.
In addition, the banking wealth management market is a mature, standardized and transparent financial market, which not only provides investors with a diversified choice of wealth management products, but also effectively prevents market risks. The change in the style of investors to conservative is not only a change in investment philosophy, but also a demonstration of recognition and trust in the banking wealth management market.
To sum up, I think this financial annual report gives investors an important reminder, that is, we should pay attention to effective prevention of market risks, we should remain rational and objective when considering investment, and choose investment products and allocation methods that suit us according to our own risk tolerance, investment period and return expectations.