In 2024, you can enjoy the "triple advantage" of pension benefits at the age of 70 Do you know what they are?
Are you over 70 years old? If yes, then congratulations, because you will enjoy our social security system"Three major advantages", which will make your later years more secure, comfortable, and happy. What are these advantages? Check it out!
1. Allocate more money in the personal medical insurance account, and you are most worried about seeing a doctor.
Since January 2024, the state has introduced a new policy to increase the level of medical security for pensioners. This policy means that pensioners will receive an additional 2% of their basic pension in their personal medical account each month. This is equivalent to adding a regular income to their personal medical account, making their medical savings more adequate.
The advantage of this policy is that you will receive the same amount each month in your personal health insurance account, regardless of your retirement and regardless of your pension amount. This way, you don't have to worry about individual health insurance accounts differing depending on the level of pension, and you don't have to worry about individual health insurance accounts differing depending on the retirement unit. Your personal health insurance account is like a private medical ** that you can use at any time.
In addition, many places have additional discounts for seniors over 70 years old. For example, Beijing stipulates that pension personal accounts under the age of 70 are transferred to 100 yuan per month, and pension personal accounts over the age of 70 are transferred to 110 yuan per month. This means that if you turn 70 this year, you will have $10 more per month in your health insurance personal account. Although this may not seem like a lot, it is equivalent to 120 yuan per year, or 1200 yuan in ten years, which is a lot of money!
There are similar policies in other places, such as Shandong Province, Tianjin City, Shanghai City, Chongqing City, etc., which have different degrees of preferential treatment for the transfer of personal medical insurance accounts for the elderly over 70 years old. You can check the specific content of the policy according to your region to find out what benefits you can enjoy.
This way, you can pay more with your personal health insurance account when you visit the doctor, so you can save more on your bills.
Secondly, the higher growth rate of pensions makes the elderly feel more secure.
Every year, the state adjusts the pension level of pensioners according to the economic and social development, so that their pensions keep pace with the times. In addition, the state pays special attention to the elderly over 70 years old, usually adding a little extra to the general increase: the older you are, the more you will receive.
It is well known that pensions of different ages receive different increases in pensions. In general, retirees aged 70 to 79 receive an extra $30 per month, retirees aged 80 to 89 receive an extra $60 per month, and retirees over the age of 90 receive an extra $100 per month. This means that if you turn 70 this year, your pension will increase by $30 from last year.
Not only corporate retirees, but also urban and rural residents over 70 years old will also have their basic pension increased. For example, Beijing stipulates that the basic pension for urban and rural residents over the age of 70 will be increased by 10 yuan per month, by 20 yuan per month for those over 80 years old, by 30 yuan per month for those over 90 years old, and by 50 yuan per month for those over 100 years old.
In this way, your pension can keep up with prices**, maintain your standard of living, and provide more security for your later years.
iii.Enjoy the benefits of the elderly more conveniently, and care for the elderly at home more happily.
At present, 31 provinces and cities in China have established an old-age allowance system, and the elderly can apply for it as long as they meet the local conditions. The Old Age Allowance is a special subsidy for the elderly, another type of income in addition to the basic pension**, which can be used to improve the quality of life of the elderly and increase the happiness of the elderly.
While most regions only receive benefits at the age of 80, there are some areas where you can receive the allowance at the age of 70. For example, Shanghai has lowered the age of old-age allowance to 65 years, and the amount of the allowance increases with age. The specific amount is 75 yuan per month for those aged 65-69, 150 yuan per month for those aged 70-79, 180 yuan per month for those aged 80-89, 350 yuan per month for those aged 90-99, and 600 yuan per month for those over 100 years old.
There are similar policies in other places, such as Shenzhen, Shaanxi Province, Qinghai Province, etc., which have different levels of Old Age Allowance for the elderly over 70 years old. You can check the specific policy content according to your region to see how much you can enjoy.
This way, you can get extra money to subsidize your life, or buy something you like to make your later life more comfortable and happy.
All in all. China's social security system provides three major advantages for the elderly over 70 years old: more funds in the personal medical insurance account, which makes it easier to see a doctor; The pension increase is greater, and the pension is more secure; It is more convenient to receive a pension and to be happier. These advantages make retirement safer, more comfortable, and happier.
Here, we want to affirm the continuous improvement of China's social security system, let us praise the happy life of the elderly!