Wanjing Road.
There is no doubt that Japan is a developed country. Advanced, rich and strong. But perhaps due to the influence of national character, the Japanese have always lived their lives with a careful budget.
The current Yamato people are catching up with the three-year epidemic, and they have responded to that sentence - the Japanese ship is a "pill" (end). Especially after the New Year, that's called a really poor!
When you go out, the tourist attractions are full of people, and the hotel lobby is empty. Closing the door, daily life has become tight. In the past, Japanese housewives focused on the "expiration date", that is, whether the product tastes the best condition, but now, many people only pay attention to the "consumption period" of the product, that is, the food safety period that is not corrupted, does not mutate, and can be eaten.
Even for other daily necessities, housewives are staring at the cheapest shelf area, and the limited-time discount goods area of the supermarket has become the main battlefield for housewives......
This is just a microcosm of Japanese life after the New Year. For those Chinese who come to Japan for the first time with the idea of "please take care of me", it is not feasible to watch from the wall, you need to live your own life, and you need to find your own way to save money.
It's not hard to find. In Japan, not only bookstores have many books that teach you how to save money, but there are also various lectures in real life that teach people to save money. However, after all, it is the people of an advanced country, and the face on the surface is still very important, so in Japan, "saving money" is called "saving money".
So, how do Japanese people "save" in general?
First of all, most housewives in Japan have a multi-purpose notepad called a "family book", which records all their daily income and expenses in detail. Don't underestimate this "one note a day", housewives find out the pattern from this daily note, summarize unnecessary expenses, and then formulate tips to save money on food and cooking. For foreigners who don't know much about the healthy eating habits of Japanese people, it is recommended to start with a bookstore, which has a variety of delicious and healthy food introductions, as well as shopping methods that can save money.
Second, set yourself a savings goal, which is certainly not a "small goal" kind. For example, if you want to save 500,000 yen a year, you need to save 40,000 to 50,000 yen a month. Of course, "expensive", in insistence.
Third, when consuming, think about whether you are paying for necessities. Based on a pack of cigarettes a day, a smoker who has smoked for 40 years has to smoke 6.4 million yen, which is really shocking. Cigarettes, alcohol, etc., of course, are not essential things, don't try to mix them up!
Fourth, almost everyone in modern people has a smart phone, don't underestimate this little thing, it will eat one-twentieth of the monthly salary every month, or even one-tenth. If you only apply for the most basic functions and control the flow to a minimum, you can save a lot.
Fifth, the cost of water, electricity, light and heat is very knowledgeable, which is also the focus of Japanese housewives. "Electricity Saving Techniques", "Guide to Saving Water and Water for Single Living", "Tips for Saving Water and Water Charges for Waterways", ......The network is everywhere, and you can "open the book and be beneficial".
Sixth, it is to work the cost of life insurance. As we all know, Japanese people pay the highest life insurance premiums, car insurance, and fire insurance in the world, and each family pays tens of thousands of yen per month. In fact, a careful analysis and slow research will reveal that many insurance is not necessary. As a famous Japanese expert said: You don't see, the insurance company buildings are magnificent, and the employees have generous benefits, which are all due to your insurance premiums. In particular, is the kind of insurance that benefits after death really necessary for Japan, which has a well-established pension system?! I remember seeing a book in a bookstore that seemed to be called "The Insurance Choice Method for Not Being Exploited", and I wanted to find it.
Seventh, it is to buy a car. Owning a car is indeed convenient, but it also really burns money, and a car is definitely not a necessity of life, but a luxury. Considering that a Japanese person costs 2 million yen per car, runs for ten years and scraps it, and has a total of 40 years of car ownership in his life. In 40 years, 4 cars will cost 8 million yen, plus an annual automatic car tax of 350,000, insurance 60,000, gasoline 100,000 per year, parking lot 200,000 per year, vehicle inspection 40,000 per year, repair costs 40,000 per year, roughly calculated, a total of 31 million. What is this concept?! That's the equivalent of 10 years of the average salaried person's entire income! It's really not that I don't know, but I'm shocked.
The so-called drop stone wears, whether it is Japan or China, the account of life still has to be calculated from time to time. (The author is the vice president of the Japanese Chinese Writers Association).