"Low threshold, zero risk, high interest, daily rebate".
Have you ever been tempted by the face of so many **?
Be vigilant! These are all "blind methods" for illegal fundraising!
Today. I will take you to find out.
What is illegal fundraising?
How to "keep the money bag and protect the happy home".
Illegal absorption
Public Deposit Case
Brief facts of the case
In August 2017, defendants Xie Mouyou and Xie Moufu opened stores in a community in Jinghong City, Xishuangbanna Prefecture, and a commercial city in Simao District, Pu'er City, under the banner of purchasing "Haibo Huicheng" or "Tuanle.com" goods and obtaining cash rebates after registering as members, to advertise and sell virtual products to unspecified groups of people in society. From August 2017 to April 2018, the two absorbed a total of more than 490,000 yuan from 34 people including Luo in this way.
In October 2019, in the process of operating the sales of health care products on Hanlin Street, Panzhou City, Guizhou Province, the defendant Xie Mouyou publicized and collected money from unspecified groups of people by investing in and repurchasing "Guangdong Hemispheric Brand Water Purifiers and Companion Beds" to obtain fixed income every day. From October 2019 to January 2020, Xie Mouyou absorbed a total of more than 270,000 yuan from 13 people including Liu in this way.
In the end, the two were arrested and brought to justice. The court sentenced the defendant Xie Mouyou to one year and ten months in prison and a fine of 20,000 yuan for the crime of illegally absorbing public deposits; Defendant Xie Moufu committed the crime of illegally absorbing public deposits and was sentenced to one year imprisonment and a fine of 10,000 yuan.
EditWhat is illegal fundraising?
Illegal fundraising refers to the act of absorbing funds from unspecified targets without the permission of the financial management department in accordance with the law or in violation of national financial management regulations, by promising to repay principal and interest or giving other investment returns.
Illegal fundraising activities are very harmful to society, and after the illegal and criminal elements gather funds through fraudulent means, they arbitrarily squander, waste, transfer or illegally occupy them, making it difficult for the participants in illegal fundraising to recover the funds, suffer economic losses, and even go bankrupt and lose all their money. At the same time, illegal fundraising seriously disrupts the normal economic and financial order of society and can easily lead to social risks.
Common routines:
1.Member Rebates. Members or franchisees still need to pay a certain amount of entry fees or disguised entry fees to obtain membership, promising that customers can directly recommend others to buy the company's products after purchasing them can get high rebates, and rely on expanding the downline to obtain benefits.
2.High interest**. Taking advantage of the people's desire for high profits, by promising high interest rates three to five times higher than bank deposits in the same period, ** the masses who lack financial knowledge to invest. After the masses invest, they will fulfill their promises by borrowing the new to repay the old, attracting more people to join the shares, until the capital chain is broken.
3.Acquaintance spreads. Through word of mouth among relatives and friends, mutual publicity and promotion to attract the masses to invest, the masses are confused by the case publicity of acquaintances' investment profits and trust in acquaintances, and fall into the quagmire of illegal fundraising.
Case Alert
Ordinary people must think twice when investing and managing their finances
1.Choose a formal financial institution. For all kinds of investment and wealth management institutions in the society, it is necessary to distinguish whether they have the business qualifications to engage in financial activities, and consult the local financial regulatory department for confirmation when necessary.
2.It is necessary to strengthen screening and prudent operation. We will prudently conduct our business activities for a wide variety of companies in society. To see whether it has a financial business license, if it can provide a financial business license, it is recommended to go to the financial management department to inquire about the license filing information.
3.It is necessary to reasonably weigh the benefits and risks, and firmly believe that pie will not fall from the sky. Illegal fundraising often involves the masses with high returns, but illegal fundraisers often squander the funds or use them to pay the interest on the previous loan, which generally lacks the means of making profits, and it is difficult to cover the high interest support, and it is very easy to break the capital chain.
The editors ask everyone to be vigilant.
Remind friends and family around you.
Refuse usury** and stay away from illegal fundraising!