Someone gives you a house for free, do you accept it?

Mondo Social Updated on 2024-02-04

Recently, the news of free house delivery has begun to appear in many cities on the Internet, and some even directly shouted "My house is free to be sent, and it has been for 5 years." "Although everyone knows the recent downturn in the domestic real estate market, but directly such a free house, or make most people feel incredible, in fact, there is no need to be overly nervous, there was such a similar thing after the Japanese economic bubble, and this kind of free real estate, in fact, most of them are not actually inhabitable and have a high-interest loan house, sending a house is actually a disguised loan, the original owner only thinks that someone can bear the remaining loan on his behalf.

Of course, most people also know that the free things in today's society are the most expensive, and many people have also woken up from the mode of rapid economic growth in recent years, and gradually began to change the means of asset preservation from the rapid expansion model to the conservative state of cash as king, and those who have lost asset liquidity, have no investment value, and even have no residential and rental properties, have become a hot potato in the hands of this kind of people, and the rapid attack of the cold wave has exceeded the expectations of many observers. forced them to quickly get rid of such assets, which is why they had the "free news" at the beginning.

According to incomplete statistics, the number of foreclosure houses in the country in 2023 will be as high as 4 million, more than double the 1.5 million in 2020, and the number of dishonest people who have become dishonest because of the interruption of the house supply is also a new high, because our country's policy is that the mortgage is with the house and the house, and the house will be auctioned if the monthly payment is not paid. Housing insolvency continues to pursue the lender. Of course, the focus of the incident is not this kind of people, but because of this kind of people, a large number of foreclosure houses began to flow into the market, and the superposition of multiple factors will only make the entire real estate market fall into a state of price and no market.

In addition, the new population is declining year by year, and major cities have begun to gradually relax the purchase restriction policy, you must know that the reason why major cities have a high-speed development momentum in the past few years is because of a large number of population base driven, and the real estate in the past has also overdrawn too much of our "development expectations", and now this expectation is also rapidly cooling and then bursting, and those who buy real estate at the top of the bubble are the price of the economic wave.

The period of strong economic growth in the past 20 years has come to an end, and the future changes in the economic model are also forcing decision-makers to carry out various changes, and what we need to do is to continue to maintain rational thinking, observe more, shoot less, and do not buy for the time being if you can't afford it, and don't buy it with leveraged loans, let alone believe in anything that is given away for free.

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