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Recently, the news of free house delivery has appeared in many cities, which has aroused social concern and discussion. Some buyers want to transfer their house to an interested person due to the downturn in the real estate market, high-interest loans, and inability to actually live in it, as long as the other party bears the remaining loan, they can get the title deed. This kind of seemingly cheap transaction actually hides a lot of risks and problems, and also gives us some warnings and enlightenment.
First of all, this transaction method of free house delivery may involve legal disputes and risks. Some owners may have been sued or enforced due to financial constraints, and the houses in their names may have been seized or mortgaged, resulting in buyers unable to move on, and may even be empty. In addition, some houses themselves belong to houses that cannot be bought and sold normally, such as not applying for online signing, not paying taxes and fees, not applying for real estate certificates, etc., and the validity of the sales contract of these houses may be problematic, and they may be punished or held accountable by the relevant departments. Therefore, before taking over this kind of house, buyers must pay attention to verifying the specific situation of the house itself, such as whether it can be signed online, whether there is a mortgage seizure, etc., as well as the basic situation of the owner, whether it has been sued or executed, whether there are other debt disputes, etc. If it involves the transfer of ownership with a mortgage, it should be noted that the transfer process itself is complicated and there are certain risks, and it is necessary to communicate with the relevant local departments and banks in advance to clarify every process and details to avoid falling into the legal whirlpool.
Secondly, this kind of free house delivery transaction may involve economic losses and risks. Some owners may feel that the house is a hot potato because the house cannot be actually lived in or rented, or because of the house price**, interest**, etc., and want to get rid of it as soon as possible. However, the remaining loan of these houses may be similar to the ** house price for sale in the same community, and may even be higher. In this way, the buyer is equivalent to buying a house at the market price that cannot be actually used, and also has to bear high interest and taxes, and also faces the risk of the house price continuing to **. Therefore, before taking over this kind of house, buyers must pay attention to verifying the market value of the house, such as the transaction price of the house of the same type in the same community, as well as the actual use of the house, whether there is property management, whether there are supporting facilities, whether there is rental demand, etc., so as not to buy an empty shell and carry heavy debts.
Finally, this kind of free house delivery transaction method also gives us some warnings and enlightenment. On the one hand, we should be wary of the publicity gimmicks of some developers or intermediaries, such as low down payment, high returns, free delivery, etc., which may be to attract buyers and make them make impulsive orders, while ignoring some important details and risks. We should look at the changes in the real estate market rationally, do not blindly follow the trend, and make reasonable decisions about buying houses according to our actual needs and economic capabilities. On the other hand, we must face up to some problems and contradictions in the real estate market, such as the disconnect between housing prices and income, the imbalance between supply and demand of houses, the high interest rate of mortgages, the lack of property tax, etc., which are all factors that affect the healthy development of the real estate market and are also the reasons for some home buyers to fall into difficulties. We should call on relevant departments and institutions to strengthen the supervision and regulation of the real estate market, improve relevant laws, regulations and policy measures, protect the legitimate rights and interests of home buyers, and promote the smooth operation of the real estate market.
In short, the risks and lessons behind free delivery are worth pondering and being vigilant about. We must improve our legal awareness and risk awareness, do not believe in some false propaganda and **, verify and compare with multiple parties, make wise choices, avoid being deceived, and avoid unnecessary troubles and losses to ourselves and others.