With the development of the times, today's people know that their savings will only continue to depreciate when they hold them in their hands. Therefore, in today's era of many value-added channels, how to avoid risks and maximize benefits as much as possible is the focus of the people's pursuit. So the question is, with 300,000 savings, how to achieve a passive income of 100 yuan a day? Let's find out!
1. Channels for stable income.
For ordinary people, the value-added directions they will choose are generally two directions: banks and treasury bonds. Why? Because, these two directions have the highest safety and stability, which is very suitable for residents to choose.
Although the security in both directions is very high, the income problem is also the lowest among all financial management methods. For example, the highest interest rate in the bank, the product of large certificates of deposit, the highest interest rate will not exceed 4%, according to this interest rate, then 300,000 yuan can generate interest of 120,000 yuan, then the interest brought by the daily is 32about 8 yuan;
Second, the channel of revenue improvement.
Secondly, for residents who can accept a certain risk, the value-added direction will be chosen: bank wealth management, treasury reverse repo, bonds, ** and other directions, the risk of this kind of wealth management products is different, the main risk is the instability of returns, for some of the pursuit of high returns, and want to ensure the safety of the principal of the residents, these directions will be the direction of choice.
Of course, in the case of a relatively good economic background, it is not difficult for the annualized return to reach about 6%-10%. According to this income, the annual income can reach 1Between 80,000 yuan and 30,000 yuan, then the income that can be received every day can be maintained at 493 yuan - 82$1. It seems that the income level is relatively good, but it is worth noting that in order to achieve this level of income, the development of the socio-economic background must be in good conditions to have a chance to reach such a level.
3. High-risk income channels.
Of course, in addition to the above methods, there will also be some directions with high returns. Among them, the most well-known is **, with a return rate of more than 100%-200%, but the risk level of this kind of product is also beyond the tolerance of ordinary people. If you are not careful, you will lose money. For inexperienced Xiaobai, taking money to enter ** is equivalent to a stream of green leeks waiting to be cut.
In addition, there are also products with low income and low risk. For example, some well-known large enterprises can pursue stable income by purchasing their **. It is worth noting that whether it is an investment market or a good one, if you want to obtain considerable returns, then the development of the socio-economic background must be a good situation.
In addition, if you want to help increase your wealth, you can also use the direction of some policy support, and the model of safe and stable foreign trade economic consignment can achieve a 1% share in 30 days, and the annualized income can reach 12%, according to this share, you can get 3 per year60,000 yuan, 98 per day$6 in earnings. Although the daily income has not reached 100 yuan, it is very close to this goal.
In short, if you want to get a considerable return on your funds, you need two conditions; One is that the amount of funds in hand is huge, and the larger the number of principals, the greater the returns; The second is the ability to take risks, the bigger the storm, the richer the harvest, but at the same time, the risks behind it are also very large. So what do you think about this issue?