In today's material society, the topic of wealth has always attracted people's attention. Recently, there has been a wide discussion: what does it mean to have a deposit of 1 million? Some people believe that having a deposit of 1 million means financial freedom, a stable life, a bright future, a high quality of life, a sense of security, and so on.
But there are also those who believe that having a million deposits means stress and anxiety. Because there will be worries about losing this money, inflation, future economic conditions, etc. So, usually people with a deposit of 1 million, are constantly planning to ensure that they can sustain their future lives.
In addition, on some social **, some netizens also expressed their views on having a deposit of 1 million. I have to say that after reading these real answers, it makes people feel heart-wrenching but very realistic. Let's take a look.
First, the real answer of netizens.
Isn't 1 million savings the common level of a normal family? In fact, the gap between the rich and the poor has always been an unavoidable problem for every country. Although our country has been trying its best to reduce the gap between the rich and the poor, it is a difficult thing to accomplish in itself, and it cannot be done overnight.
In addition, do you know how many people in our country currently have more than 1 million deposits? Over the years, China has been in a stage of rapid development, in the process, people's living conditions have become better and better, and the total family wealth ranks second in the world. However, this does not mean that everyone in our country has a lot of wealth, after all, our country is a country with a large population, and a small amount can create an extraordinary total value.
According to relevant data, the proportion of people with deposits of more than one million in China is only 01%, and people with 1 million savings, the general total household assets are as high as about 10 million. It can be seen that the number of people whose deposits in my country can reach more than 1 million can only be regarded as a rare existence. It is precisely for this reason that a deposit of 1 million means a better life for the vast majority of people.
2. The difficulty of having a deposit of 1 million.
I have to admit that in today's society, it is very simple to earn enough 1 million, but it is really difficult to survive. For example, a person's monthly salary is 10,000 yuan, excluding rent, water and electricity, food, social and other expenses, under the premise of saving, he can save about 50,000 yuan a year, which means that it takes 20 years to save 1 million.
However, how can there be so many 20 years in life, and for many people, saving 50,000 yuan a year is not simple, after all, with the continuous development of the economy, inflation will lead to a gradual increase in people's consumption costs. And there are many factors that need to be considered in real life, such as house, car, marriage and childbirth, unemployment, illness, etc. It can be seen that the family that can save 1 million is not ordinary in itself.
3. How to save 1 million.
Although it is more difficult for ordinary families to save 1 million, it does not mean that ordinary families cannot do it. However, the premise is to save as much as possible, but saving does not mean to treat yourself or your family badly, but to reduce some unnecessary expenses, such as eating fruits only in season; Buy clothes at staggered times, etc., so as to get rich through frugality.
Moreover, rich people are rich mainly because they know how to make money money. Therefore, the money accumulated through thrift in the early stage can be used through various investment and financial management methods, such as treasury bonds, pure debts**, etc.; Or conform to the development trend of the times, closely follow the foreign trade policy and vigorously innovate the foreign trade economic consignment, 30 days of 1% profit, etc., in order to achieve limited funds to create greater wealth.
In short, everyone has different views and attitudes towards the 1 million deposit. But regardless of the view, it is important to clearly understand that it is only one part of the wealth, not the whole story. Wealth also includes health, friends, family, hobbies, and more. In addition, everyone should also know that financial freedom is not achieved overnight, but you need to make a reasonable financial plan according to the actual situation. Only in this way can wealth growth and true financial freedom be achieved.