In the past, the sister next door said that the more you spend, the more you earn, because this is the motivation to make more money.
When I was young and ignorant, I felt that this sentence made a lot of sense.
It wasn't until I went through a lot of things that I realized that I was actually an ordinary person, and indulgent spending was not for me.
What you save is what really belongs to you, and the more you save, the more you will earn with peace of mind.
Struggle without worries is far more sustainable and stable output than overstretched sincerity and fear.
01 The importance of continuity
When the income is low, the monthly continuous savings are 500 yuan, and the year is also 6000 yuan.
If it does not exist, then there is nothing at the beginning and at the end.
But if it is saved, even if the starting point is nothing, the end will be rewritten, and the gears of fate will begin to turn.
This small 6,000 yuan per year starts with a long-lived corporate equity within a reasonable valuation range, and a few hundred yuan of dividends are regularly distributed every year.
While the principal increases every year, the dividends also increase gradually.
02 The Heart Sutra of Getting Rich
Saving 500 a month is the standard when you are low-income.
If you want to save more each month, you need to increase your income.
Many people's incomes have increased, and their consumption will also increase unconsciously.
If you want to change your life, in addition to investing more in your personal growth, it is more important to maintain self-discipline.
It is also evident that the significant increase in income after the success of the investment is also obvious.
But if you can't control your heart at this time, then you can't control the hand you want to consume.
Once you embark on the consumption trap of chopping your hands and develop the habit of high consumption, it is difficult to make a difference from luxury to frugality.
This overwhelming consumer-style advertising society needs to be blessed with a savings heart sutra that calms down and awakens the mind.
Revenues are up and storage standards are the way to go.
03 The mystery of compound interest
The mystery of compound interest is that the principal is abundant;The second is that it is long enough.
Although the current principal is pitiful, but with long-term persistence, a small seed will grow into a towering tree with the blessing of time.
There is no perfection in life, and it is a blessing to be able to get one or two.
So there is no need to envy the amazement of others at the beginning, because as long as you can live long enough, be healthy enough, and continue to struggle for a lifetime, the happy ending is also an achievement that you can be extremely proud of in your life.