Commercial bills of exchange are important payment instruments and play an important role in the inter-business relationship. According to the identity of the acceptor and the drawer, commercial bills are divided into bank acceptance and commercial acceptance, as well as bank drafts and commercial drafts. Deepin Digital Technology Group will introduce these two types of divisions in detail.
First of all, the bank draft is issued by the bank, and the drawer is a financial institution, which is used for cross-border settlement. Commercial bills are issued by other entities, and the drawer is an enterprise or an individual, and there are many types.
Secondly, commercial acceptance bills are accepted by non-financial institutions, which have relatively low credibility and security, but can be used to alleviate short-term capital pressure and improve the efficiency of capital use. Bank acceptance bills are accepted by financial institutions, with high credibility and security, and are widely used in inter-enterprise exchanges to reduce transaction risks and improve settlement security.
Finally, the electronic commercial draft through the e-commerce platform to complete the issuance, acceptance, endorsement, payment and other links, efficient, safe and convenient. Paper commercial bills are inefficient, low in security, and easy to lose and damage. With the popularity of electronic commercial drafts, the application of paper commercial drafts is gradually decreasing.
With the development of electronic commercial bills, commercial bills are widely used in enterprises, and Deepin Digital Technology Group, as a professional service provider in the bill market, will help banks and enterprises to use commercial bills more conveniently and safely, and provide strong support for the best exchanges of enterprises.