With the implementation of the 259 document, one machine and one code, one machine and one household, it has become a foregone conclusion. 99% of the POS machines in the market have implemented the policy of one machine and one household, which should be regarded as the biggest reform of the payment industry in recent years!
The implementation of the policy, for cardholders who have reversed the card, the most concerned issue is how to raise the card and avoid risk control and derating! Make yourself less hurt.
First of all, we need to make it clear that the implementation of the policy of one machine, one code, one machine and one household is to crack down on violations in the payment industry, standardize market order, and protect the rights and interests of consumers. For those cardholders who operate illegally through POS machines, this policy has undoubtedly had a great impact on them. So, in this context, how can we raise cards and avoid risk control derating? First of all, we need to understand the classification of POS machines. Now the POS machines on the market are mainly divided into two categories: personal POS machines and merchant POS machines. Personal POS machines are mainly used for personal daily consumption, while merchant POS machines are used for daily settlement of merchants. Due to the restrictions of the policy of one machine and one code and one machine and one household, personal POS machines can no longer be bought and sold and used at will as before, while merchant POS machines need to be applied and reviewed in accordance with regulations. 
For those cardholders who need to use POS machines, it is recommended to choose a regular and legal merchant POS machine, and apply and review it in accordance with the bank's requirements. When choosing a POS machine, it is necessary to pay attention to choosing a formal third-party payment institution with a payment license, and avoid choosing some bad merchants or illegal POS machines. In addition, there are a few things to keep in mind:1Avoid frequently using the same credit card on the same POS machine in a short period of time. This will make the bank think that you are suspected of illegal operation and will manage your credit card for risk management. 2.When using a POS machine to swipe a card, it is necessary to ensure the authenticity and legitimacy of the transaction. Do not use false transactions or illegal transactions to swipe the card, which will also cause the bank's risk control management. 3.Keep abreast of your credit card bills and transaction records, and contact your bank in time to deal with any abnormalities. Avoid being discovered by the bank due to negligence and illegal operations. 4.Maintain a good credit history of your credit card, repay your loan in a timely manner, and avoid the occurrence of bad records such as overdue. This can improve your credit score, thereby reducing the risk of being managed by the bank. In short, the implementation of the policy of one machine, one code, one machine and one household has played a positive role in regulating the payment industry. As cardholders, we need to understand the requirements and impacts of the policy, choose a regular POS machine and use it reasonably, and maintain a good credit history of the credit card. In this way, we can better maintain the card, avoid risk control and derating, and reduce the risk of illegal operations. 