insisted on making a regular investment of 1,500 yuan per month, and now it has accumulated 600,000 yuan.
As the financial markets continue to change, people have learned to add value to their money through various channels. However, very few people can resist spending**, so most people prefer to put their money in a fixed deposit in the bank. This is because, in order to obtain a decent return, the chosen deposit period must be longer, and it also requires depositors to insist on not withdrawing for a long time, which is very beneficial for residents to save money.
However, over time, banks have lower and lower interest rates on deposits, resulting in lower and lower yields. And as the financial markets changed, residents began to look for new directions. Among them, the emergence of regular investment ** has met the wishes of residents. A netizen said that he insisted on taking 1,500 yuan for regular investment every month, and after a long time, he had a deposit of about 600,000 yuan. This monetization ability is good!
1.Select Fixed Investment**.
From the very beginning, netizens have chosen the concept of long-term management, not only to avoid unknown and uncontrollable risks in the future, but also to be able to exchange for higher returns for a long enough time.
*The direction of regular investment and education savings is relatively good, and the trend of the income stage is relatively stable, which is very suitable for residents who want to increase their funds.
2.*Fixed investment income.
Once the direction is chosen, we can plan according to the time. Time can be planned over a series of cycles, such as 5 years, 10 years, and 15 years.
First, let's take a look at the 15-year rate of return on fixed investments.
If you start investing from 2005 and end in 2020, the fixed investment period is 180 periods, with a total investment of 270,000 yuan, and the annualized rate of return for 15 years is 1012%, then 270,000 yuan can reach 609233 after 15 years56 yuan, the interest generated by the principal of 270,000 yuan is 33923356 yuan, much higher than the principal amount, and the total income reached 12564% with a total gain of 12564%。Our total return was 12564%；
From here, we can see that if you add 1500 yuan per month, you can actually get double the return after 15 years. Of course, for some people, the 15-year cycle is relatively long, so let's take a look at the 10-year cycle below!
Similarly, insist on a fixed investment of 1,500 yuan per month, and in 10 years, a total of 180,000 yuan will be invested; We chose to invest from 2010 until the end of 2020; As we all know, in these 10 years, the level of the national economy has been continuously improved, and the higher the rate of return, after calculation, the annualized rate of return is: 1254%；That's 166,206 in 10 years85 RMB; On top of our principal, ten years later, there is a total of 346,206$85 in hand;
While this rate of return isn't exactly a doubling case, it's also relatively substantial!
Finally, we can also take a look at the 5-year term!
From 2015 to 2020, for example, the annualized rate of return reached 1312%；The investment cost is $90,000; The yield managed to reach 35,151$53, and the total return in the end was 125,15153 yuan.
Obviously, the rate of return will only get lower as the investment period is longer and the capital is reduced. But compared to keeping your money in a bank, it's already a very good return.
Of course, if you can't accept this long-term way of running, you can also rely on the direction of political support, such as selling in the name of foreign trade and economy, a share of 1% in 30 days, and a small amount of lock-up can bring returns.
Overall, if you want to double your income by investing**, you need to stick to it in the investment process and choose a longer investment horizon. What are your thoughts on this?