Some clothes buyers buy clothes "out of season", winter fashion in summer, and summer clothes in winter, saving a lot of expenses from "** upside down". Some buyers buy houses "counter-cyclically", wait and see during the period when the property market rises and housing prices rise, and make up their minds during the period when the property market cools down and housing prices fall. If 2018 is taken as a "dividing line" or coordinate line for the money-making effect of the property market, then many owners who bought houses before 2018 have earned, and many owners who have bought houses after 2018 have lost money.
The most recent period of property market heating and house price upward occurred from 2018 to 2021, and the most recent period of property market cooling and house price decline began around 2022 and has continued until now. A group of buyers bought new or second-hand houses from 2018 to 2021, and after holding them for a few years, they found that the house is no longer a "rigid asset" that only rises and falls, and the decline in second-hand housing prices has reached 20% to 30% of the "de-bubble".
In 2018, an owner bought a new house in the north of the city - Gemdale Zizai City, with a total price of 2.95 million, the owner worked in the west of the city, and the house price of Gemdale Zizai City was very strong and radical at that time, the total price was affordable, and it could also provide children with school district houses in West Lake District. The current house in Gemdale Zizai City is only worth about 2 million.
In 2018, an owner lost 950,000 yuan with 2.95 million yuan, but now it is only worth 2 million, and the increase of ** has reached 30%. If the owner holds the self-occupation for a long time, then the loss is large and the loss is only the loss of the book, even if there is a ***, the income is only the income of the book, but an owner has the intention of replacing the house, which has the consideration of "cashing" the book loss. When the house to be replaced and the house to be replaced have the same magnitude of **, the owner's house does not incur the loss of replacement, otherwise there will be a loss or premium of replacement.