The payment standard of the new NCMS for farmers is determined, how to deal with it if they are not sick for one year?
Introduction: In China, the physical and psychological problems of farmers at the bottom of society have received more and more attention. The new rural cooperative medical system is to serve the health of rural residents on the basis of ensuring their healthy development. However, at present, the phenomenon of "no disease and no medical treatment for one year" is very common in the implementation of China's new rural cooperative medical system. This paper intends to discuss the new financing model of rural cooperative medical care and its fairness and benefits to social security.
New Rural Cooperative Cooperative System (NCMS) rates and application methods.
The payment standard and management system of NCMS are of great significance to ensure its reasonable and effective implementation. Due to the degree of economic development of each region and the income of rural households, the proportion of their contributions will also be different. This differentiated design aims to ensure the ability of the insured to pay and ensure the normal operation of the new rural cooperative medical system. However, it is worth considering whether the medical expenses of some healthy rural households can be appropriately subsidized.
The money paid for healthy farmers is in fact subsidizing those who do need it. Such a spirit of mutual help is not only a transfer of property, but also a kind of responsibility and care for the society. On this basis, it is necessary to take into account the real emotions of farmers and the requirements of system operation. If patients do not suffer from the new type of rural cooperative medical care, their own expenses will be transformed into their expectations and support for their own health, which will help strengthen the sustainable development of the new rural cooperative medical system.
Where do the insurance premiums paid by healthy farmers go?
So, without sick farmers, how much do they pay? It is conceivable that this money is a waste of money for farmers who are not sick. But in fact, there is a deeper meaning and layout in this.
The New Farmers Alliance is a large-scale family mutual aid project that allows healthy farmers to pay a portion of the money to provide health protection to those in need. The money will be used to help poor rural families, pay for emergency surgeries, and more. This is not only an economic transmission, but also a sense of responsibility and humanistic care for the society. "Mutual assistance and mutual assistance" is the most valuable part of the new type of rural cooperative medical care.
The new rural cooperative medical system should be a more flexible financing method from the perspectives of taking into account the real emotions of rural households and the needs of the overall operation. The first is to improve the transparency of fiscal revenue and expenditure, and regularly publish the income and expenditure to farmers, so that they can clearly know what each child spends. Improve farmers' trust and satisfaction with the new rural cooperative medical care. In addition, the scale and intensity of insurance can also be appropriately adjusted according to the specific needs of individuals, so as to achieve the purpose of individualized services. In order to better solve the medical needs of rural residents and enhance the humanistic care of the new rural cooperative medical care.
The guarantee and optimal countermeasures of the new rural cooperative medical system.
The new rural cooperative medical system has achieved great results in promoting the reform of the rural cooperative medical system, but there are still areas that need to be improved. In practice, we should start from the following aspects to effectively enhance the implementation and effectiveness of the new rural cooperative medical system.
First of all, it is necessary to strengthen the operation mechanism of the new rural cooperative medical system and the disclosure of the use of the new rural cooperative medical system. Through open accounts and information disclosure, the majority of rural residents can have a comprehensive understanding of the use of the new rural cooperative medical care, so as to reduce the suspicion and misunderstanding of the new rural cooperative medical care. Improving farmers' trust in the system is conducive to the normal operation of the system.
Secondly, it is necessary to flexibly adjust the scale and intensity of insurance in combination with the specific conditions of different regions. Due to the large regional differences in the medical needs of rural residents, it is necessary to start from the actual needs and make individualized adjustments to them, so as to realize the "humanization" and "precision" of the new rural cooperative medical system.
Again, explore more uses for idle**. This money can be spent on improving medical facilities, providing health education, etc. This not only increases the use of funds, but also indirectly contributes to the overall health standard of the society.
The conclusion is that as a major content of China's rural medical insurance system, the new rural cooperation is of great significance to alleviate the overall health situation of "poverty caused by illness" and "people-oriented" in rural areas. However, at present, the implementation of China's new rural cooperative medical system is still facing the problem of paying for the insured, which needs to be further improved and improved. In order to make the new type of rural cooperative medical care fair and efficient, it is necessary to improve and improve the design and operation of the system. Improving the transparency of medical insurance, implementing individualized medical insurance, flexibly adjusting the coverage and intensity of medical insurance, and rationally using the unused medical insurance are conducive to improving the implementation effectiveness of new rural cooperative medical care and the satisfaction of rural households. This is a long process, and in order for China's rural health care system to continue to develop and improve, it must attract the attention of all sectors of society.