What are the three safest deposit banks in China?
With the progress of the times, the financial industry is constantly changing, and there are more and more investment and financial management methods, but in the risk and return, value preservation and appreciation, how to choose a safe and reliable savings method is very crucial. Recent bankruptcies have been a wake-up call, making it all the more urgent to find banks that are strong and reliable and will never fail. The following is an analysis of the three largest savings banks in China, no matter what, they are not afraid of bankruptcy, which are the three?
01 Several banks have gone bankrupt, the current era has passed, and everyone's deposits are also increasing rapidly, as far as saving money is concerned, there are thousands of banks in the market now, and many people don't know what to do in the face of so many banks. They also thought that since they were all one, they would be fine with everything, and they wouldn't have to struggle between the two companies.
In fact, there is a difference in the selection of banks, because the current economic situation is unstable, and some small banks also have some risks. Hainan Development Bank, Shangcun Credit Cooperative in Suning County, Henan, Shantou Commercial Bank, Baoshang Bank, Taizihe Village Bank, these banks are all banks on the verge of failure. In addition, not long ago, the China Securities Regulatory Commission approved Sichuan Ya'an Rural Commercial Bank, Sichuan Hanyuan Rural Commercial Bank, Sichuan Asbestos Rural Commercial Bank, Sichuan Tianquan Rural Commercial Bank, Sichuan Lushan Rural Commercial Bank, Yingjing County Rural Credit Cooperative, and Baoxing County Rural Credit Cooperative, to undertake the creditor's rights and debts of six financial institutions.
It can be seen that in today's increasing uncertainty, it is very necessary to choose a relatively safe savings institution. So, which bank is safer to choose? Speaking of which, most people will think of state-owned enterprises, because state-owned enterprises are state-owned enterprises. With the support of **, the likelihood of them going bankrupt is close to zero. And these three are also known as deposit insurance companies.
02 The three most insurable banks in the world1China Construction Bank: A large enterprise, a high-quality financial institution, a company composed of three branches: China Construction Bank, China Construction Bank, China Construction Bank and China Construction Bank, after several generations of efforts, finally changed its name to China Construction Bank in 1994. As a large state-owned bank, its business covers a variety of industries such as financial markets, corporate banking, retail, etc.
CCB's shareholding in China is as high as 57%, which means that it will not only give China Construction Bank some financial support, but also give the greatest assistance in the face of economic difficulties. Therefore, he did not need to worry about his safety at all.
2.Industrial and Commercial Bank of China: The world's largest financial institution in terms of market value and the highest customer deposits. It is a bank that was established in 1984, and although it is not very young, it has a high level of risk management, and through this series of risk management standards, it can also reduce the accumulation of non-performing assets of the bank. At the same time, while carrying out savings business, the bank also implements savings protection for individuals. In case of an accident, the depositor can apply to the bank for compensation with the certificate of deposit.
Moreover, ICBC's state-owned shares, which are close to 70 percent, are considered state-owned enterprises, which is still very safe. Therefore, when it comes to savings, this bank can be preferred.
3.Agricultural Bank of China: Ensuring the safety of agriculture, rural areas and rural areas The history of the Agricultural Bank of China can be traced back to 1949, when the Agricultural Bank of China was named "Agricultural Bank", and after several restructurings, it finally had today's name. In China, ABC has outlets in both urban and rural areas to provide financial support to farmers and farmers. Since its establishment, ABC has been committed to providing customers with efficient, convenient and fast wealth management products in line with the business tenet of "investment is risk and safety is return".
In addition, the state-owned equity ratio of the Agricultural Bank of China is 7924%.So, by depositing your funds with ABC, you don't need to worry about its safety at all.
At the end. When people are saving, they should not only pursue the interest rate, but also pay attention to its safety and reliability. Industrial and Commercial Bank of China, Agricultural Bank of China, and China Construction Bank are three large commercial banks with strong strength, rich experience and wide range of services, and they are the first choice for savings in China. According to the latest Forbes Global 2000 list released by Forbes, eight Chinese banks are among the top 100, among which Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China and other banks still occupy the top 10.
Therefore, you can choose these ones with peace of mind and courage, so that your property can be better protected. At the end of the day, our possessions can only thrive in a safe harbor. Wan Ziwen: "Every sentence I write is well thought out, please click to read it and tell me that you are also working hard for your own life." ”