Friends who pay social security at our own expense, which grade is the most suitable for us to pay, and friends who want to pay social security at their own expense must pay attention!
We can pay social security at our own expense, from 60% to 300%, you can choose freely, from 60% to 80%, to 100% to 200, so many grades, we pay which grade is the most suitable, the most cost-effective, you pay attention to the collection, we will pay a lot of help to pay social security, we first need to understand it, this social security payment is rising every year, that is to say, more than one year to pay, let's take Heilongjiang zero, the national employment payment a 60% Let's take the party as an example, the year before last was 704, and the 700771 had to be paid last year, and this year is 2024, if you say that you pay this 60% file again, it will be 841, so it will rise by about 70 yuan per month every year, that is, you will have to pay more than the previous year, nearly 1,000 yuan!
What we are talking about now is to pay 60% of the file, if you pay 100% of the file, it will rise more, and it will have to rise by more than 100 every month, if you pay 300% of the file, then it will have to rise by more than 400 yuan every month, so that you have to pay four or five thousand yuan more than the previous year in a year, so the higher the grade you pay, the more money it will rise, this annual increase is not only in Heilongjiang Province, but also in all parts of the country, basically it is rising every year, and in some places, it grows more than this, Some friends choose the grade, at the beginning is the choice called high-grade, just at the beginning of the OK, to pay a few years down, he can't afford to pay, the money is not less spent, but the social security has not been paid for a few years, we must know that this social security to pay at least 15 years, it is a long-term thing, we say that the three poor and three rich to the old, you now choose this high-grade payment, feel no pressure, this does not mean that you ten years later, plus this every year in the rising money, you have no pressure, Then someone said Xiaogang, I want to get more pension after retirement, you don't let me pay this highest grade, so what should I do, then we can pay this social security payment, you can choose a low grade, pay a little longer, this is the most cost-effective, that is to say, you pay this 60% file, you have a longer life, pay 20 years, pay 30 years, it is the longest can be paid until you retire!
We want to pay a longer life, you can choose to pay some early, how much we receive this pension, and this payment level, times and payment years are basically proportional, if you have strong funds, you can choose the highest grade, and then the years are longer, so that the pension will definitely receive more, but we are the most cost-effective, that is to say, the most cost-effective is to pay 60% of the low grade, a longer life, for example, we pay the lowest grade 60% of the grade, You pay 15 years is the lowest number of years, pay 20 years, to retire you can receive 2,000 yuan per month, in short, our principle, is a long stream, your pension when the time comes to receive more, we pay, and not pay much, so it is much more cost-effective than we pay this highest grade, pay 15 years, Xiaogang is here, I also suggest that you share this good method with your friends, if you still have any questions, you can talk about it in the comment area.