The silver-haired old man starts a business again to help prosper the silver-haired economy
Wen Ke Longrui (expert member of the Capital ** Think Tank Federation, member of the Democratic League).
With the acceleration of the aging of Chinese society, the number of silver-haired elderly people is increasing. Traditional retirement often means leisure and waiting for death, but in reality, many silver-haired seniors still have a strong desire and ability to continue to participate in social work. For them, retirement does not mean the end, but a new beginning. This article will discuss the current situation, significance, fields and policy support of the silver-haired elderly, as well as how to advocate a quality and dignified life in their later years.
The living conditions of the silver-haired elderly
Silver-haired people today are citizens over the age of 60, or fully retired. There are currently 2800 million people, according to the average life expectancy of 79 years, this team is getting bigger and bigger, these silver-haired elderly from the physical state, psychological preparation to income and expenditure, etc., we can see that the living situation of the silver-haired elderly has its unique characteristics and challenges.
1. Physical condition
As they grow older, their physical functions gradually decline and their health problems increase. Many elderly people may face chronic diseases, mobility issues, etc., which undoubtedly have an impact on their daily lives. However, there are also many elderly people who have maintained a good physical condition through proper exercise and maintenance. This percentage is quite high before the age of 75, which means that the proportion of people who can still work at this age is very high.
2. Psychological preparation
Retirement is a major turning point for many seniors, shifting from a hectic state of work to a relatively leisurely retirement life, and many seniors may not be able to adapt for a while. This psychological gap can cause some older people to feel lonely, anxious, or lost. In contrast, the loneliness of the elderly in rural areas is not strong, because their psychological gap is not obvious.
3. Income and expenditure
Most of the seniors rely on pensions for their retirement income, but there are large differences in the pensions received by the elderly in different occupations and regions. In terms of expenses, in addition to daily living expenses, some elderly people also need to pay for additional expenses such as medical expenses. Therefore, rational planning of one's finances has become an important issue for many elderly people.
4. Change of role
After retirement, many elderly people have changed from the protagonist in the workplace to a supporting role in the family. This shift in roles may cause some older people to feel less meaningful in life. However, there are also many elderly people who have rediscovered their social value by participating in community activities and volunteering.
5. Take children and walk in the park
In family life, some silver-haired elderly people take on the responsibility of taking care of their grandchildren and become the main force in "intergenerational care". They not only take care of their children in their daily lives, but they also often take them to the park to play, walk, etc. These activities not only add to the joy of life for the elderly, but also allow them to build a deep bond with their grandchildren. In turn, such disadvantages are heavy psychological pressure and physical burden for the elderly. Reduced quality of life in old age.
Therefore, although the living situation of the silver-haired elderly faces many challenges and difficulties, there are also many positive and positive aspects. They continue to contribute to society by participating in various activities, volunteering, etc. At the same time, the society should also provide more support and care for the silver-haired elderly, so that they can live a fulfilling and meaningful life in their old age.
Below I will discuss the three aspects of the silver-haired old man's "re-entrepreneurship":
(1) The current situation and significance of the silver-haired elderly re-entrepreneurship
With the improvement of living standards and the advancement of medical technology, the average life expectancy of Chinese has reached 79 years. This means that many people have almost 20 years left after retirement. For these silver-haired seniors, they are eager to continue to participate in society and exert their spare energy. Re-entrepreneurship can not only meet their needs, but also create more value for society.
We are seeing more and more silver-haired seniors choosing to step into the field of entrepreneurship again. Not only do they have a wealth of life experience, but they also have a unique business acumen. So, what is the current situation of the silver-haired old man starting a business again? What is the meaning behind it?
1. The current situation of the silver-haired old man starting a business again
The number is increasing year by year: According to statistics, the number of silver-haired elderly people who choose to start another business has shown a significant upward trend in recent years. They are no longer satisfied with a comfortable life after retirement, but choose to continue to use their surplus energy to create value for society.
Diversification of fields: The fields of entrepreneurship are quite broad, and entrepreneurs are no longer limited to traditional industries, but boldly set foot in emerging fields such as technology, art, and education. There are also public welfare organizations, voluntary organizations, entertainment and leisure mass groups, who are good at finding gaps in the market and providing differentiated products or services.
Socio-cultural challenges: The social participation of society in retirees is still a period of enlightenment. Traditional culture has always believed that the life of the elderly must rely on "raising"."Caring for the elderly" seems to be the standard for silver-haired people, but in fact, this kind of elderly life without a sense of social participation is another important topic that affects their quality of life.
Funding** and challenges: While some silver-haired entrepreneurs have enough savings to support their entrepreneurial dreams, there are also many seniors who choose to partner with younger people or seek external investment. Funding, health, and team management are the main challenges they face.
2. The significance of the silver-haired old man starting a business again
Inheritance of experience and wisdom: The elderly have accumulated rich life experience, and their entrepreneurial process not only creates value for themselves, but also inherits valuable experience for the society.
Improve quality of life and social status: Through entrepreneurship, seniors can achieve financial independence, improve their quality of life and social status, and enhance their self-confidence.
Create employment opportunities for the society: Silver entrepreneurship can not only create employment opportunities for themselves, but also drive young people to work and create more job opportunities for the society.
Promote social innovation and progress: The participation of silver-haired entrepreneurs has injected new vitality into the market, and their spirit of experimentation and innovation helps to promote social progress.
Role models for young people: The stories of these silver-haired entrepreneurs inspire young people to pursue their dreams and contribute to society regardless of their age.
The re-entrepreneurship of the silver-haired elderly not only shows their vitality and determination, but also brings valuable experience and wisdom to the society. We should respect and support their choices and provide them with a good entrepreneurial environment. Only in this way can we work together to create a more harmonious and vibrant society.
(2) The field and policy support for the silver-haired elderly to start a new business
With the aging of the population, more and more elderly people choose to continue to participate in social activities, among which the re-entrepreneurship of the silver-haired elderly has become a striking phenomenon. With their rich life experience and unique resource advantages, these elderly people have shown good innovation ability in many fields. However, the challenges they face cannot be ignored, such as capital, technology, market, etc. At this time, the policy support of ** is particularly important.
1. There are many main areas for the elderly to start a business, such as agriculture and food: With an in-depth understanding of the land and crops, many seniors choose to enter the agriculture and food sector to start a business. They grow organic vegetables and raise specialty poultry to provide healthy, green food to the market.
Education and training: Many seniors use their knowledge and experience to carry out various training and education efforts to help young people improve their skills and knowledge.
Health and medical care: Considering the health needs of themselves and those around them, some silver-haired seniors choose to start their own businesses in the field of health and medical care, providing health consultation, services and non-drugs.
Service field: The silver-haired elderly can have more extensive and in-depth contact with the society, especially the front-end services in the health and elderly care industry, and they have a sense of participation and experience, such as the escort of the elderly. Other service industries with light physical strength and heavy experience. Like the homestay economy, the silver-haired elderly use their own real estate to carry out this service.
Cultural field: the silver-haired elderly have a wealth of social and cultural control ability, they are supported by interest, guided by market demand, and widely broaden social and cultural needs, such as the team-based and market-oriented leisure and entertainment activities of urban citizens, such as elderly dance teams, calligraphers and painters, and bands; For example, the intangible cultural heritage handicraft in the countryside is a field where the silver-haired elderly have high participation, a sense of achievement, and strong income realization.
2. Current situation and problems of policy support
Inadequate training and guidance: Training and guidance provided by relevant institutions is not meeting the needs of the elderly, particularly in the technical, market and legal aspects.
Insufficient policy publicity: Many preferential policies for the elderly have not been effectively publicized, resulting in many entrepreneurs not being aware of it. It can even be said that there are no relevant policies to encourage the silver-haired elderly to "start a new business".
Limited financial support: At present, there is relatively little financial support for the elderly to start their own businesses, resulting in great difficulties in financing. However, the silver-haired elderly are not based on capital, they use their own contacts, social experience, skills and technology, hobbies, etc. as the entry point for re-entrepreneurship, and funds can be placed in the second place.
3. Policy recommendations
Policy advocacy and cultural orientation: the introduction of relevant subsidy policies for the elderly to "re-start a business", through culture, literature and art to guide social trends.
Increase financial support: **Special projects should be set up to provide low-interest loans or subsidies for the elderly to reduce their financing costs.
Strengthen training and guidance: ** Training activities should be organized on a regular basis, and successful entrepreneurs should be invited to share their experiences and provide guidance on legal, tax and market development.
Optimize policy publicity: Publicize preferential policies for the elderly through various channels, such as **, community activities, etc., to ensure that they can be informed of relevant information.
Establish a cooperation platform: Encourage the elderly to establish cooperative relations with universities, research institutions and other enterprises to share resources and reduce risks.
Improve laws and regulations: Provide legal protection for the elderly to start their own businesses, and ensure that they have the law to follow in the face of unfair competition.
4. Conclusion
The re-entrepreneurship of the elderly will not only help improve the quality of life and social status of the elderly, but also create more employment opportunities and economic value for the society. More importantly, in the "re-entrepreneurship", the width of their lives has been improved and the length of their lives has increased. By optimizing the policy support system, we can better stimulate the potential of this group and promote the continuous innovation and development of society.
The re-entrepreneurship of the silver-haired elderly is very wide-ranging, such as science and technology, education, medical care, pension, etc. They should be provided with appropriate policy support, such as tax incentives, low-interest loans, training, etc., to encourage them to take the bold step of starting a new business.
(3) Advocate a quality and dignified life in old age
The development of the elderly care industry should not only be limited to providing basic life care for the elderly, but also pay attention to their physical and mental needs. Advocating the life concept of "living a good life from 60 to 100 years old", "re-entrepreneurship" is the most intuitive, the most abundant and the most positive social values, so that the whole society can form a new social trend of "living to old age, learning to old age, and working to old age", so that the silver-haired elderly can live a valuable, dignified and quality life in their old age.
To sum up, the re-entrepreneurship of the elderly will not only help improve their quality of life, but also create more value for the society. Society should provide them with more support and opportunities to make their later years more fulfilling and meaningful.