Recently, there have been a number of cases of wire fraud across the country that use rebates as an excuse to trick victims into participating in fake online gambling. The modus operandi of such cases has evolved from swiping fraud to tricking the victim into a fake online gambling platform to "do the task". Once the victim enters the game, the loss is often huge.
Real-world examples
Ms. Ma saw a message in a **WeChat group, saying that she could receive a red envelope by scanning the code to join the group. After Ms. Ma entered the "Do Tasks to Get Red Envelopes" group, everyone in the group paid attention to the designated ** store and took screenshots to send them to the group, and you could receive red envelopes. Ms. Ma paid attention to 10 designated ** stores as required, and soon received a 50 yuan red envelope. The group owner then sent a **link, asking everyone to click**, saying that "tasks" and rebates will be released in this app in the future. Ms. Ma** later discovered that the "BBC" app was actually a chat software. The "activity customer service" who claimed to be "Xiao Zhang" in the app added Ms. Ma as a friend, asked Ms. Ma to complete 5 "internal public welfare donation tasks", and sent Ms. Ma an Alipay to collect money*** asked Ms. Ma to scan the code 5 times, each transfer of 118 yuan, after Ms. Ma completed the "task", the other party returned Ms. Ma's principal and an additional 400 yuan.
In the afternoon of the same day, another person who called himself "Chen Shuiying" in the app added Ms. Ma as a friend, and pulled Ms. Ma into a group called "R&F Group", and "Chen Shuiying" posted a **link in the group, saying that the future "tasks" will be completed on this **. Ms. Ma found that it was called "Yaoxiang"**, there are two VIP halls in the interface, and there are many "tables" in each hall, and the tables are marked with different betting amounts, and users can choose to "buy big" and "buy small" bets. "Chen Shuiying" told everyone that according to the assigned "task" bet to buy the size, guarantee 100% win, and withdraw money in the account of "Yaoxiang" after winning. Ms. Ma first chose a 1,000 yuan "buy small task", transferred money to the bank card provided by "Chen Shuiying", clicked "buy small", and soon Ms. Ma's platform account showed 1,750 yuan in the account and successfully withdrawd, "Chen Shuiying" said that each withdrawal had to pay a handling fee of 25% of the total amount. Ms. Ma chose the "task" of 3,000 yuan again, and the platform account showed that 5,250 yuan had been received. Ms. Ma felt that the handling fee was too high and did not withdraw the cash.
The next night, "Chen Shuiying" arranged a "task" in the group again, and the group members posted screenshots of the previous rebate withdrawals, and asked to participate in a large "task" to make a lot of money. Ms. Ma was moved, and followed the group friends to choose a "triple single task", Ms. Ma transferred 20,000 yuan, 50,000 yuan and 80,000 yuan to the designated bank card account three times, and after completing the "task", Ms. Ma saw that the balance of the platform account was as high as 262,500 yuan, so she operated the withdrawal. However, the platform shows that the account is frozen. Ms. Ma consulted "Chen Shuiying" and was told that the second "task" she had done before was bought the wrong size, and she needed to complete a new "triple single task" to unfreeze. Ms. Ma had no choice but to transfer money again to complete the "task", but she still could not withdraw the money. "Chen Shuiying" asked Ms. Ma to do another "task" of 80,000 yuan as a guarantee for unfreezing, Ms. Ma questioned, and was then kicked out of the group.
Victim psychoanalysis
01 Curiosity
**First post the task of "liking and following to receive red envelopes" in the group, and take advantage of the victim's desire to participate in the attempt to see if you can really receive red envelopes. Once the victim completes the "task", he cashes in the red envelope and the victim falls into ** unknowingly.
02 Profit-seeking psychology
** Through the small rebate in the early stage, the victim tastes the sweetness, and the victim is in a profitable psychological state, generating positive excitement. Then set up a "higher rebate" ** to induce the victim to take the bait, so that the victim feels that it is easy to follow him to make money, and is convinced of **, and then increases investment.
03 Reject "sunk costs".
Sunk cost refers to the irreversible effort that people have incurred when doing something, such as time, money, energy, etc. The high principal that has been paid for "doing tasks" is a "sunk cost", and the victim is required to gradually increase the amount of orders with "** tasks", "consecutive orders", "system failures", etc. Victims who invest the principal cannot "sink the cost" and often choose to continue to increase the investment.
04 The herd effect
** Form a group to "hunt" the victim. As a member of the group, the victim will consciously have the idea of maintaining the same action and opinion with other members of the group, and often believe in each other "by feeling and experience".
Disclosure of criminal means
1. Publish information about receiving red envelopes in social software groups to attract attention, and assign "simple tasks" with "zero investment" such as "likes" and "follows" to induce victims to participate and quickly cash out red envelopes.
2. After deceiving the victim's trust, trick the victim into "doing a big task", that is, betting or guessing on a fake online gambling platform, such as "big, small, single, even", etc. These investment platforms are built by the best people, and the background data can be modified at will, and the victims are divided into multiple roles to "hunt" and increase investment.
3. Modify the background data to let the victim see the illusion of profit in the platform account, and set a high withdrawal fee to make the victim unwilling to withdraw easily, prolong the fraud time, and defraud the victim of more money.
4. When the victim bets a large amount of money, ** will refuse to return the principal and pay the rebate commission under the excuse of "task error" and "system failure", so that the victim can transfer money again and then commit fraud.
**Reminder
1. The information such as "swiping orders", "doing tasks" and "receiving red envelopes" posted on the Internet are all traps.
2. Those who induce online gambling and investment in the name of "task rebates" are all frauds.
*: Anti-Scam Daily Telegraph.