Year-end and New Year's holidays.
Gold bar sales at major banks are booming.
Gold stores**Jewelry sales are also obvious**.
It's just that the price of gold has been going all the way up.
It's hard to get started.
Some citizens want to save money.
After purchasing gold bars from the bank.
Then find a gold shop to process it into gold jewelry.
Is this trick feasible?
**Sales are boomingGold jewellery prices are higher
On January 8, the reporter visited various bank outlets and brand gold stores in Nanning and foundRecently, gold bars** of all banks have stabilized at around 495 yuanThe price of jewelry in gold stores varies greatly depending on the style and shape.
Banks have more types of gold bars, and larger portions are more affordable. Ms. Pan, a customer manager of a branch of Industrial Bank in Nanning, said that the bank's gold bars were about 496 yuan recently, and this week's gold bars fluctuated little.
The branch managers of Huaxia Bank and China Merchants Bank on Minzhu Road in Nanning City also said that gold bars have not fluctuated much recently, and many customers have placed orders through mobile banking, and gold bar sales are booming.
The reporter visited a number of gold stores in Nanning and learned that the **jewelry** of each store is different, but it is higher than the gold bar of the bank. There is a brand gold store recently *** 625 yuan gram, and the price difference with the bank gold bar reached 130 yuan gram.
The pursuit of cost-effective
It's a good deal
Why is there such a big difference between ** of the same weight in the bank and the gold store**? A number of industry insiders said that the main reason isThe gold store's ** is processed and made into fine jewelry, which generates a premium
Ms. Tao, a citizen of Nanning, told reporters that she bought gold bars from the bank, and then went to the gold shop to process them, and only spent 300 yuan for processing to make a gold bracelet, which is more cost-effective than buying directly from the gold store. However, the limitation is that there are not many styles to choose from.
Recently, a number of jewelry processing stores in the three streets and alleys of Nanning City have a prosperous business, and some even need to make an appointment, and some stores have taken the opportunity to launch the first order of preferential activities.
The processing fee in our shop is divided into piece-rate and gram-weight charges. According to the manager of a jewelry processing shop, if the piecework is charged, the processing fee for a ring is about 200 yuan, and if the bracelet and ring are together, it can be discounted by 100 yuan; If charged by gram weight, the bracelet charges 15 20 grams, depending on the complexity of the style.
Select a processing shop
Pay attention to word of mouth
Is it reliable to buy gold bars from the bank to process jewelry?
"In general, it is more cost-effective to buy gold bar-processed jewellery from the bank than to buy it directly from a gold store. ”The above-mentioned industry insiders calculated an account to the reporter, the gold shop processing a 20-gram gold bracelet processing fee of three or four hundred yuan, such as the price difference between the gold shop and the bank gold bar of 100 yuan, 20 grams of bracelets, buy gold bars from the bank for reprocessing and buy directly from the gold store, the price difference is about 1,600 yuan.
However, industry insiders also remind that when processing, you should try your bestChoose a reliable word-of-mouth storeto avoid unscrupulous stores from "stealing gold" during processing. In addition, the gold jewelry, style and exquisiteness and whole-process services provided by big brand gold stores are also advantageous, and the public can choose according to their actual needs.
*丨Nanguo Morning Post** reporter Lan Keyi correspondent Yang Huiqin.