Alipay Huabei is a consumer credit product similar to a credit card, which allows users to have a "consume first, pay later" shopping experience at Alipay's cooperative merchants. To open Alipay Huabei, please follow the steps below:
1.* Alipay app
If you don't have an Alipay account yet, please first go to the Alipay app in the mobile app store**Alipay. Alipay supports devices on iOS and Android platforms.
2.Sign up for an Alipay account
Open the Alipay app, click "New User Registration", and follow the prompts to enter the mobile phone number, verification code and other information to complete the registration of the Alipay account.
3.Real-name authentication
In order to ensure the security of the account and use the features, real-name authentication is required. Click "My", "Avatar" and "Real-name Authentication" on the homepage of Alipay, and follow the prompts to upload information such as ID card** and face recognition to complete real-name authentication.
4.Bind a bank card
Before using Huabei, you need to bind a bank card. Click "My" and "Bank Card" on the Alipay homepage, and follow the prompts to add a bank card. During the binding process, you need to enter the bank card number, cardholder name, mobile phone number and other information, and perform SMS verification.
5.Open Huabei
After completing the real-name authentication and bank card binding, return to the Alipay homepage, click "My" and "Huabei" to enter the Huabei page. If the activation conditions are met, the system will prompt you to activate Huabei. Click "Activate Now" and follow the prompts to complete the opening of Huabei.
6.Set up a Huabei payment password
After opening Huabei, you need to set a Huabei payment password. On the Huabei page, click "Settings" and "Payment Settings", find "Huabei Payment Password", and follow the prompts to set a payment password. After the setup is completed, you can use Huabei for consumption.
7.Use Huabei
When shopping at Alipay's cooperative merchants, select Huabei as the payment method, enter the payment password, and complete the payment. Before the monthly repayment date, you need to repay the Huabei arrears on time to avoid incurring interest and late fees.
To open Alipay Huabei, you need to **Alipay application, register an account, real-name authentication, bind a bank card, open Huabei, set a payment password, and pay attention to repayment on time. If you have any questions, you can consult Alipay customer service.