Housing provident fund is a policy-based housing savings system, which aims to help employees solve housing problems. When you need to use the housing provident fund again, you can withdraw it according to the following steps:
1.Confirm the extraction conditions
Before withdrawing the housing provident fund, you first need to confirm whether you meet the withdrawal conditions. According to the relevant regulations, employees can apply for the withdrawal of housing provident fund when they purchase, build, renovate or overhaul their own houses, repay the principal and interest of the housing loan, and pay the rent. The specific withdrawal conditions may vary depending on the regional policy, and it is recommended to consult the local housing provident fund management center.
2.Prepare relevant materials
After the extraction conditions are met, the relevant materials need to be prepared. It usually includes the following:
1) Personal ID card;
2) Housing Provident Fund Co-branded Card;
3) Housing purchase contract, house ownership certificate, loan contract and other relevant supporting materials;
4) Other materials that may be required, such as marriage certificate, income certificate, etc.
3.Submit a withdrawal request
Bring the relevant materials to the local housing provident fund management center or its branches to go through the withdrawal procedures. After the submission of the materials, the staff will review them. After the review is passed, you can go through the withdrawal procedures.
4.Pick up the formalities
Follow the instructions of the staff to complete the withdrawal procedure. Normally, the withdrawn housing provident fund will be directly transferred to the applicant's housing provident fund joint card account. Please ensure that the co-branded card account information is accurate when proceeding with the withdrawal procedure.
5.Precautions
1) Withdrawal of housing provident fund needs to follow the relevant policies and regulations to ensure that the conditions are met before applying. If you have any questions, you can consult your local housing provident fund management center.
2) During the extraction process, it is necessary to ensure that the materials provided are true and valid. If false materials are provided, the success rate of the withdrawal application may be affected, and the corresponding legal responsibility will be borne.
3) After withdrawal, please pay attention to check whether the withdrawal has been received. If you have any questions, contact the Housing Provident Fund Management Center in time.
When you need to use the housing provident fund, you should confirm the withdrawal conditions, prepare relevant materials, submit the withdrawal application, go through the withdrawal procedures, and pay attention to relevant matters. If you have any questions, you can consult your local housing provident fund management center.