【 Market Attention 〕
The 2024 work conference of the central bankEmphasizing the resolution of debt risks of financial institutions and the monitoring and analysis of the real estate market, promoting the principles of marketization and rule of law to support financing platforms, implementing differentiated housing credit policies, and strengthening the construction of a financial stability guarantee system.
Jointly issued by the Central Bank and the State Administration of Financial Regulation"Opinions on Financial Support for the Development of the Housing Rental Market".: Increase credit support for housing rental development and construction: the loan term is generally 3 years, and the longest is not more than 5 years;To meet the reasonable financing needs of groups to purchase rental housing in bulk: the loan term shall not exceed 30 years, and the loan amount shall not exceed 80% of the appraised value of the property;Support the issuance of housing rental operating loans: the term of long-term rental housing loans with self-owned property rights shall not exceed 20 years, and the loan amount shall not exceed 80% of the appraised value of the property;For non-self-owned leased housing, the loan term shall not exceed 5 years, and the loan amount shall not exceed 70% of the total rent receivable during the loan termSupport the issuance of housing lease guarantee bonds, steadily develop real estate investment trusts, and guide all kinds of social funds to invest in the housing rental field in an orderly mannerStrengthen the management of housing lease credit funds, and effectively prevent risks such as misappropriation and cash-out of funds.
Convene a conference on promoting the high-quality development of the private economyHe stressed that the basic trend of China's economic rebound and long-term improvement has not changed. As a new force in promoting Chinese-style modernization, the development trend of the private economy has been improving for a long time.
Shenzhen has proposed new regulations to promote the transformation of urban villages: Renovation object: The area is dominated by the current residential land actually occupied and used by the successor units of the original rural collective economic organizations and the original villagers in Shenzhen. Transformation method: It is proposed to divide into three types of transformation of urban villages (demolition and new construction, renovation and upgrading, and combination of demolition and consolidation), and the implementation of demolition and new construction of urban villages with conditions, and the implementation of renovation and upgrading of urban villages without conditions, and the implementation of demolition and consolidation in between. Workflow: including solicitation of wishes and project feasibility study, inclusion in the annual plan for the renovation of newly demolished urban villages, etc. Among them, the demolition of new urban village reconstruction projects requires the consent of more than 2 3 property rights holders. Land transfer and development and construction: For the first time, it is clarified that the demolition of new urban village reconstruction projects must be net land storage. Qualified urban village reconstruction projects can be allocated a certain proportion of affordable housing according to requirements. Scale of urban villages: It is reported that by the end of 2022, the total construction area of urban villages in Shenzhen is about 2200 million, accounting for more than 40% of the city's construction area, the first three districts of Longgang, Baoan and Longhua are built. [One Week Overview].
Last week's transaction continued to decline, according to Shanghai Zhongyuan Real Estate data: last week (11－1.7) The transaction area of new commercial residential buildings is 12050,000 square meters, a decrease of 3113%。
Deals shrunk, only a few districts are in the contract period with the help of new home sales, supporting the city's transactions. Dapudong, Minhang and Jiading are the only areas with a transaction area of more than 10,000, with a transaction area of 5300,000 square meters, 1720,000 square meters and 1860,000 square meters. Dapudong even increased by 192%, and it has been up month-on-month for 2 consecutive weeks, which shows that Dapudong has some "bucking the trend" flavor. The transactions in the remaining two districts shrank to varying degrees month-on-month. Qingpu and Songjiang both have a trading area of less than 5,000 square meters, and Baoshan is even less than 3,000 square meters.
From the point of view of the product pattern,Transactions of mid-to-high-end projects are the main force。In the top 10 list, there are 7 mid-to-high-end projects with an average price of more than 60,000 square meters, including 2 projects of 100,000+ yuan. The first real estate in the transaction is Pukai Yunjing in the Jinqiao sector of Pudong, with a transaction of 4020,000 square meters (358 sets), the average transaction price was 91,278 square meters. Although the transaction volume is down, there is still 1 real estate contract with more than 100 sets, which explainsThe impact of the general environment on hot projects is not significant
Based on product structure factors, the average transaction price rose to 74,106 yuan square meters, compared with 19 last week02%。
*In terms of this, there was a hanging 0 phenomenon last week. Usually, the speed of entering the New Year is not fast, and the effect of the New Year's Day holiday is superimposed, and it is normal to hang 0。On Saturdays and Sundays, the first batch of concentrated ** real estate list was announced, although the total number was not much, more than 4,000 sets, but it played a role in connecting the previous and the next. After all, there are only 6 of the 12th batch of concentrated ** real estate projects that have not been opened, in other words, they may face a situation where there are no houses to sell in January. In addition, although it is the off-season, there are still many leading real estate companies that are reluctant to completely give up the time of the previous year. Moreover, a certain proportion of "Internet celebrity disks" are placed, so this part of the placement can play a role in maintaining market heat.
The end of the year and the beginning of the year are the off-season for the market, the policy side is calm, and the news side also tends to be flat. In the absence of more boosts to market hotspots,It is a normal trend for transactions to start shrinking, and there may be a shrinkage in the future。Although there are some online celebrity real estate projects in the new batch**, the volume is not much, so even if there will be fluctuations in transaction volume, the duration will not be long. Especially in the second half of the month, the property market may enter the "winter vacation".