How can people who have never paid medical insurance pay for medical insurance?

Mondo Social Updated on 2024-02-12

First of all, let's understand what Medicare is.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by the risk of disease.

Chinese residents pay basic medical insurance, which can generally be divided into two types:

One is employee medical insurance;

The second is basic medical insurance for urban and rural residents.

According to the different types of medical insurance payment, it can be divided into two ways to pay medical insurance:

First, after joining an employer and signing a labor contract, according to Article 23 of the Social Insurance Law, the employee shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with national regulations.

In this case, there is no need to worry, the employer will pay the medical insurance for you, and the employee medical insurance will be paid monthly along with the social insurance.

Second, if you participate in the basic medical insurance for urban and rural residents, you need to bring the original and copy of your personal ID card and household registration book to the social security and medical insurance agency to apply for insurance, and after the review is completed, you can pay the medical insurance fee to the designated bank account on time.

In addition, for the basic medical insurance for urban and rural residents, with the development of the network, social security institutions have opened the function of online payment and insurance.

You can choose the place of household registration as the insured city through WeChat or Alipay, participate in the payment of resident medical insurance, check the identity information, name and ID number of the insured, and successfully participate in the insurance after completing the payment. The basic medical insurance for urban and rural residents shall pay insurance premiums on an annual basis.

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