After entering 2024, social security can now also choose to make a one-time payment, for this problem can not be generalized in the first place, because the actual provisions of each region are different, and the basic pension insurance that everyone participates in is also different, then there is a different result, but for the vast majority of people, who participate in the urban employee pension insurance, in fact, they cannot make up at one time before retirement, that is, if you reach the statutory retirement age, However, since you are participating in the urban employee pension insurance. It is almost impossible to make a lump sum payment before retirement to complete the 15-year period of expenses in many areas.
For example, I will give you an example, recently Jilin Province has not been able to complete the corresponding payment in time before 2018, it is possible to make up the payment, but it is only limited to the years before 2018 can be made up, and for the payment period after 2019, it is not allowed to make up the payment, so this is some areas, there are such provisions for specific years, Of course, some regions do have such regulations, but not all regions have such regulations.
On this issue, I specifically consulted my local human resources and social security department, and the answer was that no matter which year ago, as long as the corresponding normal payment was not completed, then it was not allowed to make up the payment, but now it is 2024, so if you want to pay the social security fees in 2023, it is still okay, but the social security fees before 2022 are not allowed to be paid, so his grace period requirements are also very strict, only referring to the maximum time to pay for one year, mainly because of some people, He may not have grasped the time to pay the social security, so he just gave such a grace period.
Of course, if you do not participate in the pension insurance for urban workers, but belong to the pension insurance for urban and rural residents, then you don't have to worry about this problem, because the pension insurance for urban and rural residents has so far been in all regions of the country. You can make up the payment, and in the process of making up the payment, you can also choose according to your personal economic conditions, choose the payment grade and payment level that suits you, we give an example, if your economic conditions are better, then, you choose to pay a few thousand yuan a year is not impossible, the future pension will be higher.
However, as an insured group of urban employees' pension insurance, we can choose to change our pension insurance before retirement. Transfer to become urban and rural residents' pension insurance, so that you can make supplementary contributions, but the disadvantage is that you will not be able to enjoy the treatment of employee pension in the future, and you can only enjoy the treatment of resident pension. For their future pension treatment, the impact is actually relatively large, so we do not recommend that you do this, in fact, the best way is to choose to delay retirement, and then pay year by year, the cumulative number of years reaches more than 15 years, and the normal retirement can be.
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