As we all know, it's easy to spend money, but it's hard to make money. So, we must not only be able to spend money, but also learn to save.
Saving money is to allow yourself to have more choices, to have more ability to resist risks, and to make yourself more confident in facing the uncertainty of the future.
Many people say that it is difficult to save money, and all kinds of scenes in life need money, and it is too difficult to save to the small goal of saving money that you set at the beginning of the year. Even if the migrant workers want to go back for a good New Year, they have to start cutting back on food and clothing two months in advance. So, today I will share with you the order of saving money, these steps are very heavy, don't make it the other way around.
1.Be in good health
As the saying goes, the body is the capital of the revolution, and without a healthy body, everything will become meaningless.
A healthy body is the most valuable asset we can have, and only a strong body can help us meet challenges and face difficulties.
Being in good health, being able to fight against various diseases in life, can save us a lot of medical expenses, and in a sense, it can be regarded as saving money.
A good body is the foundation for career success and the key to making money. Because it takes a lot of energy and time to develop a career, work and make money, and without a healthy body, it is difficult to support us to get some money. Therefore, if you want to save money, you must first have a healthy body to make money in order to save money.
Quitting irregular work and rest time, gradually returning to regular eating rules, and regular exercise are the secrets to maintaining good health. Only when you are healthy can you stimulate more creative ideas, and people can create more and produce more, which is also the key to making money.
2.Work hard to earn money
If you can only earn 3,000 a month, no matter how much you save money, it is impossible to exceed 3,000, but if you earn 30,000 a month, then there can be several 3,000 yuan of money that can be saved.
Therefore, on the basis of the original consumption, it is the most important thing to improve your ability to make money. Generally speaking, consumption will continue to escalate with the upgrade of income. Therefore, in the case of income increase, it is not necessary to keep the original consumption base rising too much, so as to save more money. Otherwise, it's just how much you earn and how much you spend, and the amount of money you can save is still very small.
For us ordinary people, the main channel for earning money is still work. Therefore, it is important to choose a promising industry and platform and do a job that can continuously improve one's capabilities. You can't covet the comfort of the moment and choose a relatively easy job with no development prospects, which will only make your future self face a more difficult situation.
At the beginning, you can rely on your main business to work to earn some principal, and then you can slowly start some side hustles to increase income channels and improve your earning ability. After all, as the saying goes, "Walking on two legs is bound to go faster." ”
Self-** is a good medium, which can allow more people to carry out multiple channels to make money, but whether they can make money depends on the individual. If you like to shoot short**, if you are creative, you can try to shoot short** and post it on the Internet. People who are more socially phobic can try to write by themselves, publish their own views and opinions, insist on outputting content, and they can always receive Yunkai and see the bright moon. The hard part is that you need to stay the course.
3.Learn to save money
Saving money is not to pick and choose not to spend money, but to know how to spend money on the blade, understand what should be spent, and resolutely not spend what should not be spent, and know how to choose. Not only in saving money, but also in life, the more people who know how to make the right trade-offs in various things, the more relaxed they are.
In particular, we must be wary of the traps of consumerism, such as now, except for the Qingming Festival, I am afraid that any festival has become a festival for business couples. In fact, these festivals are celebrated by everyone, but there is nothing special, and it will increase the financial burden of couples. Personally, I think that the most romantic festival between the two people, such as anniversaries and birthdays of both parties, is the most important holiday. Of course, as long as the two of them live a good life every day, the real romance lies.
You can set an annual savings plan or goal for yourself, start bookkeeping, and then set an annual and monthly list of things you don't buy, listing what you really need, and what you can make do without buying, so that the plan for saving money will be clearer and clearer.
4.Learn how to manage your finances appropriately
Some people say, "If you don't manage your money, your money won't take care of you." If you work hard to earn money for your boss, then financial management is when you use money to work for yourself. After working, the more you understand that with a certain sense of financial management, you can have more money. Using "money to make money", learning more about financial management at ordinary times, avoiding excessive consumption for yourself, and achieving financial freedom as soon as possible will only be beneficial and harmless. Of course, there is still a big gap in practice, not to mention that it takes more time and energy to fully learn the essence of financial management. Therefore, individuals are more inclined to leave professional things to professional people to do, and they know some basic financial knowledge and practice, and it is more appropriate to leave the rest to professional people. If you don't want to be managed by others, and you don't want to gamble, you can deposit your money in the bank to eat interest, although it is small, but it is better to be stable and profitable.
Finally, I want to say that it is not easy to make money, but do it and cherish it! I hope everyone can have a healthy body in 2024, take every step of saving money well, and hope that everyone can save a lot of money in the coming year and achieve the goal of getting richer and richer!