Nowadays, many people are worried that after the loss of their mobile phone, the bank card information bound to their payment tool will be leaked, which will lead to the security of funds, so they are reluctant to bind a bank card in their mobile phone. In fact, this concern is completely unnecessary.
Usually everyone's mobile phone has the function of turning on the password off the screen, and now most payment platforms have adopted strict security measures for mobile payment, and if you want to pay with the money in the mobile phone, you need to enter the payment password again, with these two layers of protection, the property security problem will generally not occur after the mobile phone is lost.
Taking Douyin Pay as an example, users can set fingerprint passwords and face passwords on the basis of digital passwords when setting their own passwords on Douyin Pay, so that with biometric verification, the security of the account will be greatly improved; At the same time, in order to make users use more safely and securely, Douyin Pay also cooperates with Chinese Insurance Property Insurance to provide users with millions of protection services. Even if there is a very small probability of theft after loss, Douyin Pay will pay the full amount, up to 1 million.
However, even if the payment platform has such a comprehensive guarantee, we still have to take certain measures after the loss of the mobile phone, such as: ** Downtime and card replacement, once lost, immediately call the operator's customer service to handle the mobile phone shutdown, and then go to the nearest business hall to apply for a replacement card; Finally, don't forget to contact the customer service of the payment platform to freeze your payment account.
In short, when you lose your phone, staying calm, reporting the loss of your phone as soon as possible, and freezing your payment account are all key steps. Hopefully, through the introduction of this article, you can better deal with the sudden situation of losing your phone. 