Generally speaking, there will be some differences between self-payment and employer social security in terms of retirement pension and medical reimbursement.
First of all, the payment of retirement pension is calculated based on factors such as the number of years of individual contributions, the amount of contributions, and the average social wage. If an individual pays social security on his own, he or she can choose a different level of contribution, which will affect the amount of the pension. The unit pays social security, and the payment grade and amount are generally determined according to the individual's salary income and the regulations of the unit. Therefore, under the same conditions, the retirement pension for self-paid social security and employer-paid social security may be different.
Secondly, in terms of medical reimbursement, there is also a difference between self-paid social security and employer-paid social security. Generally speaking, individuals who pay social security can choose to participate in different grades of medical insurance, and enjoy different reimbursement ratios and reimbursement limits. The unit pays social security, and the grade and reimbursement ratio of medical insurance are determined according to the regulations of the unit. Therefore, under the same conditions, the medical reimbursement treatment for self-payment and employer-paid social security may be different.
It should be noted that the specific differences in treatment also need to be determined by different regions, different policies and individual specific circumstances. If an individual wants to know about the specific difference in treatment, they can consult the local social security department or inquire about the relevant policy regulations.