Everyone is saying that it is very important to pay social security, don't change jobs casually, it is very troublesome to break social security, so what are the effects of social security breaking?
1. The discontinuation of social security payment may have the following impacts:
1. Endowment insurance: The pension received after retirement is closely related to the payment limit and the amount of storage in the account of each person, that is, the longer the payment time is interrupted, the corresponding cumulative payment months and the cumulative storage principal will not increase, which will be the influencing factor of the pension when calculating the pension at the time of retirement. In addition, if the pension insurance payment is interrupted for a long time, and the payment period is not enough when the statutory retirement age is reached, the retirement procedures cannot be handled normally, and the retirement procedures can only be completed after 15 years of deferred contributions, and the time for receiving the pension should be postponed accordingly.
2. Medical insurance: One month after the medical insurance is discontinued, the funds in Renren's account will not be available. In order to enjoy medical insurance benefits after retirement, women need to pay for 20 years and men need to pay for 25 years, and a long interruption may affect medical insurance retirement.
3. Maternity insurance, work-related injury insurance and unemployment insurance: These insurances will become invalid after the payment is terminated, and if you need to enjoy the relevant benefits, you need to pay the insurance again.
4. Qualifications for buying houses and cars: Some cities have requirements for social security payment, such as Beijing.
5. Others: It may also affect children's schooling, settlement, credit card application, etc.
2. If the social security payment is interrupted, it can be dealt with by the following methods.
1. If the employee finds a new job soon after leaving the job, he or she can remind the new employer to go through the insurance procedures for himself in time. According to the law, from the month of establishment of the labor relationship, the insurance and payment shall be made in accordance with the law.
2. If the employee does not find a new job unit after leaving the job, he or she can participate in the enterprise employee pension insurance and medical insurance as a flexible employee. After you have a new employer, the employer can go through the insurance procedures. In general, the impact of social security payment interruption is very large, and it is recommended to try not to interrupt social security payment so as not to affect various rights and interests in the future.