Dear drivers, have you ever imagined that you are driving leisurely and leisurely, and suddenly a pedestrian or vehicle falls from the sky like a "Teenage Mutant Ninja Turtle" and hits you? At that moment, it is estimated that the heartbeat is fast enough to be able to sing rock and roll, but remember, the more critical the moment, the more calm you must be. As long as you're driving legally (with two licenses, no alcohol, no drugs, and traffic rules), you're usually not primarily responsible. Next, I will unveil for you the "three-step method of calm response after accidental impact", especially the third point, many people have planted a heel here, so be sure to read it with your eyes wide open!
First of all, when an accident happens, don't be nervous like a mouse being chased by a cat, your first task is not to figure out how much to pay or stage a modern version of "Dou E's injustice", but to quickly find a safe place to park, and then report the crime as soon as possible. If someone is seriously injured, "120 First Aid**" is your first choice**, and then call the insurance company and the police**. After completing these steps, be sure to stick to the scene and don't be an "escaper", otherwise the consequences may be more serious.
In the second act, in the face of seriously injured parties, we can't act as temporary doctors to move them at will, you know, this may cause secondary injuries, and not only can you not save people, but you may also get yourself into more trouble. Therefore, it is best to wait for professional medical assistance.
Here comes the main play - the third trick: "the correct way to open medical expenses". Do you know? The compensation limit for medical expenses under compulsory traffic insurance can be as high as 180,000 RMB! Try to let the insurance company deal with the excess part, or ask the other party to pay in advance. If the injured person has paid the expenses themselves, remember to remind them to keep all the receipts so that they can settle them later. As for other compensation items, such as nutrition expenses, lost work expenses, mental damage expenses, etc., you must consult the insurance company first.
All in all, in the event of a traffic accident, it is important to stay calm, report the accident in a timely manner, deal with the injured reasonably, and make good use of insurance. This article is like your personal bodyguard in an emergency, so you might as well bookmark it for a rainy day. Dear readers, have you ever experienced a similar traffic accident? Or do you have a unique experience you'd like to share? Welcome to speak freely in the comment area, and let's learn how to protect the rights and interests of others and protect yourself when accidents come!