Hello everyone, today I want to become your insurance consultant and show you how to save thousands of oceans when buying car insurance in 2024. You must know that those little brothers and sisters who sell insurance can sometimes talk about all insurance in a big way, making you feel that if you don't buy it, you will lose hundreds of millions. But the truth is that 90% of car owners may have unconsciously spent more money. So, next I will reveal the four core cheats for you to buy car insurance, take out a small notebook and write it down, don't forget to collect it for later use!
First of all, let's talk about the indispensable big brother of "compulsory traffic insurance". It's like an ID card in the automotive world, without which your car can't be road-legal. In the event of an accident, the compulsory traffic insurance is responsible for paying compensation to a third party, with a maximum amount of up to 200,000, but note that this money is mainly used to compensate for the losses of others.
Secondly, there is "car damage insurance", which is the patron saint of ensuring the safety of your own vehicle. It not only covers seven small types of insurance, such as car theft insurance, engine wading spontaneous combustion insurance, and glass insurance, which is simply a risk in hand, and I have it in the world. That way, you don't have to pay for these small risks alone!
Next is the "Three Risks", which is a powerful protective shield. In the face of luxury cars on the street today, it is recommended that you choose at least 3 million or more insurance amounts, otherwise if you accidentally come into close contact with luxury cars, if the insurance amount is not enough, it will be a real regret. In addition, the medical insurance external drug liability insurance can not be ignored, only a few dozen dollars can get 100,000 protection, if unfortunately the other party uses expensive artificial joints and other medical insurance drugs, this insurance can come in handy.
Finally, let's take a look at "driving insurance". It only costs about 200 yuan a year to provide 500,000 yuan of protection for each driver and passenger in the car. Just imagine, if there is an accident one day, the people in the car are a little bit of a problem, with driving insurance, you don't have to worry about being sued by the family or passengers in court, because the insurance company will help you resolve this "personal injury crisis".
Overall, buying car insurance is like assembling a customized set of protective equipment that is both comprehensive and affordable. Remember, choosing the right insurance is more important than listening to the "sweet talk" of sales! Dear readers, do you have any unique experiences or interesting facts when buying car insurance? You might as well share it in the comment area, let's work together on how to escort your car smarter!