Kunpeng Project
What is a wealthy family? One of these four conditions, 80 people cannot meet
Which family is rich? On this point, the whole society is discussing, and there is not a single clear answer. Some people say that five million is a rich man. It is also said that those who own more than two properties are wealthy. Some people also think that those who earn more than 30,000 yuan a month are rich people. However, it is already a common belief that a family is debt-free on the scale of a well-off home.
As for what kind of family is called rich, some insiders pointed out that the benevolent see the benevolent, the wise see the wise, and any party that satisfies the following four points can be called rich, and can also defeat 80 percent of the rich people in the country. They are: buying a home; Have more than one million dollars in savings; Shares with a market value of more than 2 million, etc.; The average monthly salary per capita is more than 20,000. Let's take a look:
First, buy a complete house.
Now, houses in the country are sky-high, and a 90-square-meter house will cost 1.6 million to 2 million. As a result, more than ninety percent of households borrow money to buy a house. As a result, many people who buy houses not only have to spend their savings, but also have to put more than ten years of loans in the bank.
And if you can buy a house at one time, then there will be no burden of loans, and it can save more than ten years. Of course, there are still some people who already have loans, and now they have all paid off, and this building is a rich family.
The second condition is to have a million in savings.
According to one working person, it is difficult for the average working family to save enough for a million. A million in savings is already a "ceiling" for workers. Generally speaking, in a bank, those who have more than one million savings are either self-employed, freelancers, executives of state-owned enterprises, or owners of private enterprises.
A million savings, for the rich, the most important thing is that with a million savings, there will be no more worries about unemployment, illness, and children's schooling. When he reaches the age of 60, he can get a pension, and this million savings is enough to make his family worry-free.
Third, shares with a market value of more than two million.
In fact, many people don't like to keep their money in the bank because they think their interest is too little. Therefore, they use their own savings to buy investment products such as ** and other investment products, and the net worth of these people is more than two million, so they are not poor!
However, investment products such as ** are very liquid and subject to considerable volatility. So, if you want to sell it, you have to get a discount. It's like a piece of ** worth two million, in a bank or a jewelry store, it is only about one million at most. Even those jewelry stores may not be willing to take it back.
Fourth, a monthly salary of more than 20,000.
At present, the income level of the people in the country is generally low, generally 3000-6000. According to the tax authorities, only 15% of employees earn more than 5,000 yuan a month. That's 85% of respondents earning less than $5,000 a month. At present, the population with a monthly salary of more than 100 million is concentrated in the first, second, third, and third-tier cities, such as Beijing, Shanghai, Guangzhou, and Shenzhen.
He earns more than 10,000 yuan a month, which is higher than most of the people who work part-time in the country. If the monthly income of the couple reaches 20,000 yuan, it is called a well-off home. However, many people's wages are precarious, the first two years may exceed 10,000 yuan, but in a few years, their wages will fall, and even lose their jobs.