Kunpeng Project
What are the payments to receive in 2024? Do you know how much money you have?
In 2024, after reaching the statutory retirement age, in fact, in practice, in addition to the general monthly pension benefits, there will be such a large number of funds to take, many people may not be clear, but for those who retire, these funds can indeed be obtained at one time before retirement, so let's take a look at what can be taken out at one time.
The first part is the housing reserve benefit.
There are many employees who can actually pay pension insurance. Five insurances and one housing fund contain a housing provident fund, many people have never used the housing provident fund in their lives, nor have they used the housing provident fund, nor have they used the housing provident fund to buy a house, which shows that as you work longer and longer, its accumulated balance is getting higher and higher, of course, you have never withdrawn this money, and you have never used it, and it cannot be withdrawn at work, and it can only be withdrawn at one time before retirement.
Generally speaking, interest and interest can be withdrawn at one time, therefore, before retirement, the housing provident fund is a fund that can be enjoyed, sometimes it can reach hundreds of thousands, this fund is undoubtedly a good income for the elderly, but it should also be noted that not all retired workers have a housing provident fund, especially those who do not have a housing provident fund for flexible employment. Therefore, it is not something that everyone can enjoy, and it is a benefit for businesses and businesses.
The second is a pension and a pension.
For the employees of state-owned enterprises and public institutions, they must not only participate in social security, but also participate in social security, and also enjoy the welfare of "occupational pension". It can also be said to be an enterprise annuity, also known as an additional pension insurance, that is, after retirement, you can get an extra benefit, and both enterprise annuity and annuity have a feature, that is, you can receive it yourself after you retire.
However, I would like to emphasize here that although occupational annuity and enterprise annuity can be received at one time, it is best not to do so, because a withdrawal has to pay a high personal income tax, and the deduction rate is 20%, just like you have 200,000 in your personal account. If you get it all at once, you have to pay 20% of the personal income tax, which is more than 40,000, and you can't get 200,000, that is, 160,000. Therefore, it is the most cost-effective to calculate according to the monthly standard.
Paragraph 3: Allowance for one child.
Of course, the one-child allowance also varies from person to person, some places are once at a time, and some places are on a monthly basis, so if your place can be paid at once, then you must get the money before retirement, and in some places, it is paid on a monthly basis. The three major parts mentioned above are all things that we can get at one time before retirement, see if you have it?
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