February**Dynamic Incentive Plan Two days ago, I reviewed the savings situation in 2023 with my teammates, and I didn't know it, but I was shocked.
My 2023 Savings Results:The balance increased by 22w, the increase in deposits is mainly due to the year-end bonus of the two + the daily monthly balance, which exceeded the target set at the beginning of 23 years.
In 2024, the general environment is relatively sluggish. The main theme of the bun is still to save money, make money, and love yourself.
Saving moneyMoney is the confidence of life, there is food in your hands, and you don't panic in your heart! Money is the greatest decency for adults
1. Compulsory savings--- a fixed deposit of 3,000 yuan per month.
The advantage of the 36 single deposit method I use is that after a year, I will have a maturity deposit every month, and I can still save money.
2 Downgrade consumption, you can buy goods with or without buying, and choose not to buy them all.
3. Don't hoard goods, clean up unwanted items in time, and live a minimalist life.
4 Know what to wear, build your own wardrobe, and avoid buying a lot of clothes, none of which is suitable for you.
5 Daily bookkeeping.
Bookkeeping can let you know how much you have spent and how much you have earned, and you can find your own unnecessary expenses, and remind you to consume rationally in the future, not blindly follow the trend, and not spend money indiscriminately.
Make moneyPeople can't earn money other than their own cognition, and if they want to have an income other than going to work, they must constantly improve their thinking and cognitive pattern
1 Read more books on making money, and recommend "The Nature of Poverty", "Money Comes from **", and "Slowly Get Rich".
2. Read more money records, and recommend "The Rich Seek to Turn Over", "The Culprit of Uncontrolled Consumption", and "Super Customer".
3. Insist on self-writing, improve writing ability, and synchronize more articles.
4. The income of the main business is not high, you can try to find a side hustle that suits you, increase your income, and add a small force to your savings.
Love yourself. Plato said: There are three great wealth in life, the third wealth is assets, the second wealth is beauty, and the first wealth is health. The more we are fighting for our careers, the more we must understand that the body is the capital of the revolution.
1. Keep going to bed early and waking up early, which can fix at least 30% of appearance bugs
2 Drink 2L of water from the health pot every day, and drink less milk tea and coffee.
3. Do at least one aerobic exercise during the day, such as Baduanjin, morning jogging, jumping, and swimming.
4 Stick to cooking your own meals and limit the number of takeouts.
Finally, I wish you and I can have a bulging wallet and financial freedom in 2024!