According to a professor at Fudan University's Chinese Development Policy Research Center and Institute for Aging, the current life expectancy of Chinese people is 782 years old and will continue to improve. However, the average retirement age for both men and women is less than 56 years, which is premature. After retirement, the pension period is as long as nearly 30 years, but the current pension is only calculated for 15 years, and the pension system needs to be reformed urgently, and retirement should be fully delayed.
The comment area of the article praised Professor Fu Dan for "talking on paper, so that he can practice it until he is 60 years old and see if he can stick to it." ”
Many netizens questioned: "At the age of 40, he is regarded as old by the job market, and at the age of 55, he is advised to retire late." ”
Some articles pointed out that China's pension system does need to be improved, and delayed retirement also needs to be promoted. However, before the implementation of the people, it is advisable to cancel the dual-track pension system to eliminate the contradiction that those who pay more will have less income and those who pay less will have rich returns. Why has the reform not been carried out until it has reached the common people?
In addition, due to the impact of delayed retirement, there are concerns about the reduction of employment opportunities for young people, which Peng Xizhe denies. Young people and middle-aged and elderly people are in different fields, the former are mostly engaged in modern service industry and modern manufacturing industry, and the demand education level is higher, while the latter is dominated by traditional manufacturing and service industry.
The squeeze effect of delayed retirement cannot be avoided. There are very few people who have only gone to university, and a large number of people still have a high school education level or below, and are mainly employed in traditional industries.
As of the end of 2022, the number of elderly people over 60 years old in the country has exceeded 2800 million, close to 20% of the total population, of which more than 200 million are over 65 years old, accounting for 149%。
According to international standards, more than 7% of a country's population over 65 years old is aging, 14% is the threshold of moderate aging, and more than 20% is entering a deep aging society. China is gradually entering a deep aging society.
There is increasing pressure on Chinese retirees to receive pensions. Many young people are deeply worried about whether they can still receive a full pension when they enter old age.
A post-80s generation resonated with the heartfelt words of delayed retirement:
When he was young, he was accused of being 35 years old, and he was 60 years old when he retired. The number of graduates born with 10 million is questioned in employment-seeking environments, and the number of births with 9 million births is considered too low. ”
Some people say that countless young and middle-aged people who can't find jobs but let people with reduced mobility work, which may be behind the advocacy of civil servants.
The post-90s generation is even more miserable, they are facing the dilemma of high housing prices and depreciation of academic qualifications.
The dividend of the Chinese population has been basically exhausted, the aging population has intensified, the labor cost has risen, and the burden of social security has become increasingly heavy, and the future pension financial situation is predicted.