Kunpeng Project
"Old and dilapidated" plague how many people can't buy and sell, and they don't want to live
Just after the Spring Festival, Lao Zhang told me about his troubles. It's been a year and he hasn't been able to get rid of his old house, let alone buy a new one. Lao Zhang told me that he has been working for 11 years and that the initial budget for buying a house was about 1.2 million euros.
At that time, his relatives suggested that he did not have to buy a house all at once, but could first buy a dilapidated house in the school district, so that the value would appreciate quickly, and then sell it for a larger house after his son graduated. At the time, this suggestion seemed to make sense, so Lao Zhang bought a 50-square-meter dilapidated apartment in the city.
However, after moving, he realized that the problems behind this choice were far beyond his imagination. Coupled with the acceleration of urbanization and changes in national policies in recent years, my old house has been on the market for more than a year, but it still has not been sold. So, why is it not easy to buy an old house? Take a look at these practical reasons summarized by Mr. Zhang, which should inspire you.
The myth of the school district room has been shattered.
For a long time, school district housing has been highly sought after as a symbol of educational resources. Many parents do not hesitate to spend a lot of money to buy dilapidated houses in order for their children to receive a quality education. However, with the development of the times and the adjustment of politics, we have to admit that the myth of school district housing has been shattered.
In the past, properties located in school districts were highly sought after, mainly because of the corresponding educational resources. It is believed that moving into a good school district will give you access to high-quality educational resources that will pave the way for your children's future.
However, as many cities, including first-tier cities such as Beijing, Shanghai and Guangzhou, have introduced policies to crack down on school district housing speculation, the housing price bubble brought about by this advantage will burst when the allocation of relevant educational resources changes.
With the deepening of education reform, more and more schools are focusing on diversified and innovative teaching methods, rather than relying solely on school districts to divide students. At the same time, with the popularity of learning, people can access a variety of educational resources through the learning platform, breaking the boundaries of time and space.
More and more parents are paying attention to their children's interests, physical and mental health, and social skills, not just the strengths and weaknesses of the school district. As a result, relying too heavily on property in the school district may be at risk of declining property values.
In addition, although some old properties have the advantages of school district housing, their own disadvantages cannot be ignored. This is because over time, the hardware and environmental conditions of the old community will gradually deteriorate, which can negatively affect the value of the property.
Today's old rags are difficult to tear off.
In the past, the main purpose of many people to buy dilapidated old houses was to wait for the opportunity to get rich overnight by demolishing the old houses, however, this possibility has been greatly reduced. First, from August 2021, the state's approach to old housing has shifted from large-scale slum upgrading to renovation of old houses. Large-scale slum demolitions will be largely difficult to carry out unless old houses are effectively identified as uninhabitable.
This means that in the future, demolition will no longer be the main means, but will be renovated by installing elevators, painting walls, repairing pipes, etc. This method will not give the owner the opportunity to make a fortune, but it will greatly improve the living conditions and quality of life.
Secondly, the demolition of old houses is not only a matter of demolition and reconstruction, but also involves many complex issues such as resettlement of residents and protection of historical buildings. If it is not handled properly, it can easily lead to conflicts and social disputes. At the same time, the ownership status of some dilapidated houses is also relatively complex, and there may be ownership disputes, which also increases the difficulty and risk of demolition.
So for those who are holding"Demolition and overnight riches"Buyers of dilapidated homes should re-examine their investment decisions, recognize the risks and opportunities, and make informed decisions based on a variety of factors.
Credit problems for the elderly and the poor.
With the continuous development of the real estate market, the problem of difficult loans for dilapidated properties has gradually become prominent. This is mainly due to some special circumstances in the current real estate market.
First of all, for banks, old residential areas that are more than 20 years old may have some unknown quality problems due to their age. This not only affects the appearance and structure of the house, but also increases the risk of the bank issuing a loan.
Houses in some older neighborhoods may have problems such as subsidence of foundations, cracks in walls, and aging electrical circuits. As a result, banks tend to be more cautious when evaluating loan applications and have stricter loan approval criteria for older homes.
Second, for homebuyers, buying a home in an older neighborhood means they have to invest more time and effort into renovation and maintenance. This requires not only more funding, but also more effort, such as finding a suitable construction team and monitoring the progress of the project. These additional costs undoubtedly increase the burden on home buyers, making it more difficult to get financial support.
As you can imagine, if your house is more than 30 years old, even if there are still people willing to buy your house at that time, it will be difficult to get a loan from the bank, or no loan at all, which will seriously restrict your property sales, after all, there are still a few people who are willing to buy a house in full.
Management and environmental issues of dilapidated buildings.
Many old neighborhoods face challenges with management and environmental issues. These small, old and dilapidated communities lack unified property management, poor maintenance of public facilities, and worrying environmental sanitation, which brings many inconveniences to residents' lives.
First of all, the public facilities in many old communities are seriously damaged, such as elevators, floor sound insulation, seismic performance, etc., there are different degrees of problems. These problems not only affect the life experience of residents, but also pose a threat to the safety of residents' lives and property.
For example, the absence of elevators will bring great inconvenience to the elderly and residents with limited mobility, poor sound insulation of the floor will affect the sleep quality of residents, and the lack of earthquake resistance in old communities will bring potential dangers to residents in the event of natural disasters such as **.
Secondly, the sanitation conditions in many old communities are extremely poor, with mountains of garbage piled up and sewage flowing sideways. These environmental problems not only affect the overall image of the community, but can also trigger the spread of various diseases and endanger the health of residents. In addition, many old communities do not have access control systems, and outsiders can enter and exit at will, which brings great insecurity to the residents of the community.
In addition, since many old neighborhoods do not have enough parking spaces, residents can only park their cars on the side of the road outside the neighborhoods. However, this situation has caused a lot of problems as they are worried about being fined when they go out in the morning and worry about the safety of their vehicles when they come home in the evening.
Although"Old-fashioned"Homes may seem affordable in the short term, but they are not a wise choice in the long run. Buyers should focus more on long-term value and stability rather than short-term financial gains. When choosing a property, we should consider more factors such as future development potential, surrounding environment, property management, etc.
In addition, the old community needs to introduce unified property management, and regular maintenance and maintenance of public facilities to ensure the safety and comfort of residents. It is also necessary to strengthen the management of environmental sanitation, regularly clean up garbage and sewage, and create a clean and tidy living environment. The most important thing is to improve the access control system and improve the security of the community.
Only when we all work together can we build a better community. Residents can actively participate in community activities, contribute to the environmental and safety management of the community, and supervise the work of landlords to ensure that measures are effectively implemented.