What are the benefits of employee health insurance?
1.Provide basic medical security: Employee medical insurance provides basic medical security for employees, so that they can receive timely assistance and assistance when facing diseases.
2.Guarantee the medical needs after retirement: The cumulative payment period of employee medical insurance can ensure that employees can still enjoy the benefits of medical insurance after retirement.
3.Promote employment stability: As an important social security system, employee medical insurance can improve the employment stability of employees.
4.Promote social harmony and stability: The implementation of employee medical insurance can promote social harmony and stability. By providing basic medical care to employees, the burden of medical expenses can be reduced and their quality of life can be improved.
To sum up, employees can only enjoy lifelong medical insurance benefits after paying medical insurance for a certain number of years. The medical insurance fee that employees need to pay every month is a certain percentage of their salary, and the specific cost standard is formulated by each locality according to the actual situation. Through the establishment of a sound employee medical insurance system, we can provide comprehensive medical security for employees, improve their quality of life, and promote social harmony and stability.
Employee critical illness insurance includes 20 kinds of serious illnesses, and if the insured person is hospitalized for these 20 serious diseases**, part of the medical expenses incurred by the employee medical insurance that exceed the high limit of the employee medical insurance can be reimbursed through the employee critical illness insurance.
At present, the 20 diseases included in the employee critical illness insurance include malignant tumors, obstructive emphysema, chronic cor pulmonale, bronchial asthma, childhood leukemia, congenital heart disease, end-stage renal disease, severe mental illness, drug-resistant tuberculosis, AIDS opportunistic infection, hemophilia, chronic myeloid leukemia, nephrotic syndrome, cleft lip and palate, type I diabetes, hyperthyroidism, acute myocardial infarction, cerebral infarction, myasthenia gravis, femoral head necrosis and other major diseases.