The recently released "China Pension Development Report 2023" put forward when calculating the pension replacement rate: "The delayed retirement policy is about to be introduced, and the age of 65 may be the final result after adjustment." "The Internet has once again set off a heated discussion about delaying the retirement age, and experts have different opinions.
According to the current regulations, the current statutory retirement age in China is 60 years old for male employees, 55 years old for female cadres, and 50 years old for female workers. Provincial and ministerial-level party and government officials are retired at the age of 65. So, some netizens ridiculed: "Retired at the age of 65, do you want me to work at the ministerial level?" This makes people laugh out loud, and it also reflects people's deep anxiety about the reform of the retirement system.
It has to be said that delaying retirement may be a good medicine to cope with the aging of the population. With the increase in the average life expectancy of the population, the average life expectancy in China in 2023 will be 77He was 93 years old. According to the data of the 7th Population Census, the population aged 60 and above in China is now estimated to account for 20% of the total population of the country. The pressure on pension spending is increasing year by year, and delaying retirement seems to be the only way to alleviate financial pressure.
However, this does not mean that everyone will not retire until they reach or exceed the age of 60, or even 65. After all, not everyone has the ability and energy to continue working at an advanced age, and even less everyone has the ambition and ambition to become a "ministerial cadre".
Imagine that an elderly person who is almost old still squeezes the subway every day, clocks in to work, and is exhausted in front of the computer screen, such a scene is really distressing. They may have experienced the ups and downs of life and made their due contributions to society, but they cannot enjoy the peace and tranquility of their old age because of the constraints of the system.
Of course, we can't generalize. Some people love their work, and even when they reach retirement age, they are still in good spirits and want to continue to contribute to society. For such people, delaying retirement and working for the health of the motherland for 40 or 50 years will be a great happiness.
However, for most ordinary people, they are more looking forward to being able to enjoy more leisure and entertainment time in their later years, spend time with their families, develop hobbies, and live a life that truly belongs to them.
Therefore, Hu Jiye, professor and doctoral supervisor of the Department of Capital Finance of the Business School of China University of Political Science and Law, suggested that drawing on the experience of developed countries in delaying retirement, combined with China's specific national conditions, "if employees voluntarily delay retirement, for each year of postponement, their pension insurance benefits should be increased by at least 5%-9%, so as to encourage more people to voluntarily delay retirement, but do not encourage voluntary postponement of healthy life expectancy over 66 years old."
Therefore, although delaying retirement is the general trend, it is necessary to balance the interests of all parties in the formulation and implementation of policies to ensure the rationality and sustainability of policies.
Before, a big leader once said:"We will carefully study and fully demonstrate the issue of delayed retirement policy, and launch it steadily at an appropriate time. ”
In the face of the social problem of delayed retirement, we need to be more rational, inclusive and constructive. **When formulating policies, the actual needs and wishes of different groups of people should be fully taken into account, and not a one-size-fits-all approach. At the same time, everyone's choice should also be respected, whether it is choosing to continue working or retiring early, it should be understood and respected by society.
In short, delaying retirement is not a simple change, but a systematic and gradual process. Let's look forward to the arrival of a more humane and flexible retirement system. (The picture comes from the Internet).
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