Go to work after the year.
Thinking about the money you have worked so hard to earn.
Pay off the loan.
More and more homebuyers are joining.
to the ranks of prepayment.
Some people also searched online.
Early repayment channel or customer service**.
* Catch the heat, too.
I'm eyeing you who are in a hurry to repay your loan early!
To repay the loan in advance, you must first brush the "running water".
Be wary of unfamiliar accounts for remittances.
I finally saved some money and wanted to repay the loan in advance to reduce the burden, but I didn't expect to be deceived by ** all of a sudden. Citizen Mr. Li cried when he called the police. Because he wanted to repay the loan in advance and couldn't find the official channel entrance, Mr. Li searched for the ** of a bank's customer service on the Internet, and then added a friend to a private chat.
The customer service said that if you want to pay off the balance of the loan in advance, you must brush the bank account flow to the equivalent of the loan amount. After the repayment is completed, the money will be returned to the original method. As a result, Mr. Li, under the guidance of the other party, transferred up to 250,000 yuan. After the operation was completed, Mr. Li found that he had not successfully repaid the loan, and the other party continued to let him transfer money, so he realized that he had been deceived and quickly called the police, and then recovered part of the loss with the help of **.
01. Target: The masses who want to repay the loan in advance.
02. Methods of crime.
Criminals set up a fake online platform in advance, and set up a trap to guide the victim to take the bait, and once dialed, he said that he wanted to pay off the loan at one time. The criminals pretended to be the customer service of the loan platform to guide the victim to transfer money, and disappeared immediately after receiving the money.
In response to the problem of "difficulty in prepayment of loans", the People's Bank of China and the China Banking and Insurance Regulatory Commission have long held a forum for some commercial banks, requiring commercial banks to improve service quality and do a good job in customer early repayment services in accordance with the contract. At the same time, the intensity of inspections and penalties will be increased, and the risk warning of illegal relending will be strengthened. A number of banks have issued notices to their branches, requiring them to attach great importance to the protection of consumer rights and interests, respond to customers' repayment demands in a timely manner, speed up the processing of backlog applications, and provide early repayment services in accordance with the contract.
In the process of prepayment, you should choose formal financial institutions and banking departments, provide corresponding supporting materials as required, and repay the loan after approval. The general public should improve their vigilance awareness and screening ability, and if they encounter a request for transfer and remittance for various reasons, they should immediately stop the operation and call the police at 110 for help as soon as possible.
*: Susu Park Public Security Bureau.