What is marital debt?

Mondo Social Updated on 2024-02-09

Hello everyone, today I would like to talk to you about the topic of joint debts between husband and wife. I believe that many people have such doubts, what is the joint debt of husband and wife? Is it only a loan that counts as a joint debt? Let's uncover this mystery together!

Basic introduction

Joint debts are debts incurred to meet the needs of the husband and wife living together.

Debts incurred by husband and wife living together refer to debts incurred by husband and wife in order to maintain a normal family life, including the family's clothing, food, housing, transportation and education.

In daily life, it mainly includes: debts incurred for the purchase of household necessities; Debts incurred for the purchase, renovation, and cohabitation of housing; Debts incurred by one or both spouses to pay for medical expenses for ** illness.

Debts incurred for engaging in cultural, educational, recreational, and sports activities agreed upon by both parties; Where the housing and other property purchased by one party with a loan before the marriage has been converted into joint property of the husband and wife, the debts incurred for the purchase of the property; and other debts that occur in everyday life and should be shared by both parties.

Scope of debt

It includes the following aspects:

1) Debts incurred for the purchase of property borrowed by one of the parties before the marriage has been converted into joint property of the husband and wife;

2) Debts incurred by the husband and wife for the common life of the family;

3) Debts incurred by husband and wife jointly engaged in production or business activities, or debts incurred by one party engaged in production and business activities, and the business income is used for family life or shared by spouses;

4) Debts incurred by one or both spouses for medical treatment and for the treatment of persons with legal obligations;

5) Debts incurred for raising children;

6) Debts incurred by the elderly who have an obligation to support them;

7) Debts incurred to pay for the education and training expenses of one or both spouses;

8) Debts incurred to pay for legitimate and necessary social interaction expenses;

9) Debts that are agreed upon by the husband and wife as joint debts;

10) Other debts that shall be recognized as joint debts of husband and wife.

Hotspot Engine Plan Summary.

In general, marital debts are a non-negligible part of the marital relationship, and proper handling of marital debts is essential for family harmony. I hope that when dealing with the joint debts of husband and wife, you can treat them rationally, reasonably distribute responsibilities, and solve problems together.

I hope today's sharing can help everyone, if you still have questions about the joint debts of the husband and wife, you can comment and leave a message, I will answer in time or learn more about legal knowledge. Thank you all for reading, and we'll see you next time!

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