First of all, correct your small mistake, after the implementation of the basic pension insurance system, the treatment after retirement is no longer called pension, but calledBasic pension
China's basic old-age insurance system for enterprise employees was formally established in 1997, and your basic old-age insurance has paid for 310 months, nearly 26 years, according to my guess, you should be the first batch of insured enterprise employees, belonging to the basic old-age insurance for enterprise employees".Newcomers
At this time, the basic pension consists of two parts: "basic pension and personal account pension".
The calculation method of personal account pension is "personal account balance divided by the number of months of calculation".
Among them, the number of months of retirement at the age of 60 is 139, the number of months of retirement at the age of 55 is 170, and the number of months of retirement at the age of 50 is 195.
According to your payment period, it should be a 60-year-old male, and the personal account pension = 300,000 139 = 2,158 yuan.
The calculation method of the basic pension is "pension calculation base (1 + average contribution salary index) 2 cumulative payment period 1%".
1. The pension base of different provinces is different, and the economically developed provinces are significantly higher than the economically backward provinces.
For example, in 2021, the calculation base of Beijing's basic pension will be 10,534, Jiangsu's 7,974, and Guangxi's 6,184, a big difference.
Since you didn't provide your province, this required value is not known.
2. My average contribution wage index is related to your annual payment base, and the vast majority of people are 06——1.5. The relevant data is stored in the system of the Human Resources and Social Security Bureau.
Based on your personal account balance and payment month, roughly judge yoursThe average contributory wage index is relatively high
If you are in Beijing, the average contributory wage index is 15. Basic pension = 10534 (1+1..)5）÷2×25.83% = 3401 yuan.
If you are in Jiangsu, the average contribution wage index is 2, and the basic pension = 7974 (1+2) 2 2583% = 3089 yuan.
If you are in Guangdong, the average contributory wage index is 25. Basic pension = 6184 (1+2..)5）÷2×25.83% = 2795 yuan.
With the personal account pension of 2,158 yuan, the basic pension after retirement is about 5,000-6,000 yuan.